Question 1

What is Exim Banca Românească?

Accepted Answer

Exim Banca Românească is a universal commercial bank based in Bucharest, Romania. Previously known as EximBank and the Export-Import Bank of Romania, it transformed from a specialized corporate bank into a full-service universal bank in 2023. The bank serves both retail clients and corporate entities, with the Romanian state holding a majority 95.3% shareholding through the Ministry of Finance.

With assets of approximately 27 billion RON (2024) and over 1,300 employees, the bank ranks among Romania's top 10 financial institutions. It operates through a network of over 100 branches and business centers across Romania.

Question 2

When was Exim Banca Românească founded?

Accepted Answer

Exim Banca Românească traces its origins to 1991, when the Export-Import Bank of Romania was established. The bank was formally registered with the Trade Register in 1992 as a joint-stock company with the Romanian state as majority shareholder.

On May 10, 2023, following the acquisition and merger with Banca Românească, EximBank officially relaunched under the new name Exim Banca Românească, marking its transformation from a corporate bank to a universal banking institution.

Question 3

Where is Exim Banca Românească headquartered?

Accepted Answer

Exim Banca Românească is headquartered in Bucharest (București), the capital city of Romania.

Question 4

Where does Exim Banca Românească operate?

Accepted Answer

Exim Banca Românească operates throughout Romania with a network of over 100 locations, including branches and business centers. The bank's presence spans major cities and regions across the country, providing comprehensive banking services to retail, SME, and corporate clients nationwide.

Question 5

What services does Exim Banca Românească offer?

Accepted Answer

As a universal commercial bank, Exim Banca Românească offers a comprehensive portfolio of financial products and services. For retail clients, the bank provides personal accounts, savings products, consumer loans, mortgage lending, payment cards, and wealth management solutions.

For corporate clients, the bank offers business accounts, working capital financing, investment loans, trade finance, cash management, treasury services, and financial risk management solutions. The bank specializes in supporting Romanian exporters through its mandate as Romania's Export Credit Agency.

Digital banking services include online banking platforms, mobile applications, and contactless payment solutions. The bank also provides insurance products, pension plans, and advisory services.

Question 6

What makes Exim Banca Românească unique?

Accepted Answer

Exim Banca Românească holds a unique dual mandate in Romanian banking. While operating as a universal commercial bank, it simultaneously serves as Romania's Export Credit Agency, supporting Romanian exporters and international transactions with specialized financing, guarantee, and insurance instruments on behalf of the state.

The bank plays a strategic role in Romania's economic development. As a founding member of the Three Seas Initiative Investment Fund (established in 2019 with Poland's Bank Gospodarstwa Krajowego), the institution focuses on infrastructure development across Central and Eastern Europe.

Its transformation from corporate to universal bank through the 2020 acquisition of Banca Românească from National Bank of Greece represented one of Romania's significant banking consolidations, expanding the bank's market share by approximately 3%.

Question 7

What type of financial institution is Exim Banca Românească?

Accepted Answer

Exim Banca Românească is a universal commercial bank (bancă comercială universală), which is the primary type of full-service banking institution in Romania. This classification means the bank can offer the complete range of banking services to all customer segments—retail, SME, corporate, and institutional.

Additionally, the bank holds a special status as a state-owned institution with a mandate to serve as Romania's Export Credit Agency. This dual role distinguishes it from purely commercial banks, allowing it to support national economic policy objectives while maintaining commercial banking operations.

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About Exim Banca Românească in Romania