Question 1

What is Dairyland Power Credit Union (DPCU)?

Accepted Answer

Dairyland Power Credit Union (DPCU) is a member-owned financial cooperative serving employees and member cooperatives of the Dairyland Power Cooperative system. Located in La Crosse, Wisconsin, DPCU serves approximately 1,225 members with total assets of over $20.4 million as of Q3 2025.

The credit union operates as a select employee group (SEG) credit union, providing financial services to employees of Dairyland Power Cooperative, its Class A and B member cooperatives, WECA and RESCO employees, board of directors members of these organizations, and end users of electricity provided by Jump River Electrical Cooperative.

Question 2

When was Dairyland Power Credit Union (DPCU) founded?

Accepted Answer

While the specific founding date of Dairyland Power Credit Union is not publicly available, it was established to serve employees of Dairyland Power Cooperative. Dairyland Power Cooperative itself was formed in December 1941 through the merger of Tri-State Power Cooperative and Wisconsin Power Cooperative during World War II.

The credit union was chartered with NCUA Charter Number 66665 to support the financial needs of the cooperative's employees and their families. It reflects the cooperative principle of "people helping people" that has been central to both the electric cooperative and credit union movements.

Question 3

Where is Dairyland Power Credit Union (DPCU) headquartered?

Accepted Answer

Dairyland Power Credit Union is headquartered at 3200 East Avenue South in La Crosse, Wisconsin. This location is in the same facility as Dairyland Power Cooperative, the electric generation and transmission cooperative that the credit union serves.

Question 4

Where does Dairyland Power Credit Union (DPCU) operate?

Accepted Answer

DPCU's field of membership extends throughout the service area of Dairyland Power Cooperative, which encompasses parts of Wisconsin, Minnesota, Iowa, and Illinois. The credit union serves employees of the Dairyland Power Cooperative system, which includes 24 member electric cooperatives and 27 municipalities across this four-state region.

Membership is restricted to employees of Dairyland Power Cooperative, its member Class A and B cooperatives, WECA and RESCO employees, board members of these organizations, and end users of electricity provided by Jump River Electrical Cooperative. Immediate family members of eligible members, including spouses, children, stepchildren, parents, grandparents, grandchildren, siblings, and in-laws, are also eligible to join.

Question 5

What services does Dairyland Power Credit Union (DPCU) offer?

Accepted Answer

DPCU provides a comprehensive range of financial services to its members, including:

Deposit Accounts: Share accounts (savings), checking accounts, and certificate accounts designed to help members build their savings and manage daily finances.

Loan Products: The credit union offers affordable mortgage loans, personal signature loans, auto loans, and Visa credit cards with competitive rates and member-friendly benefits.

Insurance Services: DPCU provides access to insurance protection products to help members safeguard their financial well-being and assets.

Digital Banking: Members can access their accounts 24/7 through online banking and the DPCU mobile app. The mobile banking platform allows members to check account balances, view transaction history, transfer funds, pay bills, and deposit checks remotely using mobile check deposit technology.

Question 6

What makes Dairyland Power Credit Union (DPCU) unique?

Accepted Answer

DPCU's unique identity stems from its close connection to the electric cooperative community. As a credit union serving the Dairyland Power Cooperative family, DPCU understands the specific financial needs of employees in the energy and electric cooperative sector.

The credit union operates on cooperative principles, meaning members are also owners who benefit from the institution's success. This not-for-profit structure allows DPCU to focus on providing competitive rates, low fees, and personalized service rather than generating profits for shareholders.

With over $20 million in assets and a healthy net worth ratio of 22.16%, DPCU maintains strong financial stability while serving a close-knit membership community. The credit union's loan-to-share ratio of nearly 95% demonstrates its commitment to putting member deposits to work by providing loans back to the membership.

Question 7

What type of financial institution is Dairyland Power Credit Union (DPCU)?

Accepted Answer

Dairyland Power Credit Union is a federally chartered credit union regulated by the National Credit Union Administration (NCUA). It operates under NCUA Charter Number 66665 and is located in NCUA Region 3.

As a federal credit union, DPCU is a member-owned financial cooperative where each member has equal voting rights regardless of account balance. All deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the U.S. government.

The credit union operates as a select employee group (SEG) credit union with specific membership requirements tied to employment or association with the Dairyland Power Cooperative system. This structure allows DPCU to provide tailored financial services that meet the unique needs of its defined membership base.

Dairyland Power Credit Union (DPCU)

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About Dairyland Power Credit Union (DPCU) in the United States