Question 1

What is Raiffeisenbank Region Waldviertel Mitte?

Accepted Answer

Raiffeisenbank Region Waldviertel Mitte is a large regional cooperative bank serving central Waldviertel (Forest Quarter) in Lower Austria. It provides comprehensive banking services to individuals, businesses, and agricultural enterprises across numerous communities in Austria's northernmost wine-growing and forest region.

As a member of the Austrian Raiffeisen Banking Group, it operates under the cooperative (Genossenschaft) model. With operations dating to 1971 and an extensive network of approximately 41 branches, it is one of the larger regional Raiffeisen banks serving the rural Waldviertel.

Question 2

When was Raiffeisenbank Region Waldviertel Mitte founded?

Accepted Answer

The bank in its current form was established on April 5, 1971, as indicated by its legal registration date. This represents the consolidation of numerous local Raiffeisen cooperatives throughout the central Waldviertel region.

The bank evolved through mergers of predecessor institutions that had served individual communities since the early cooperative banking movement in Austria. This consolidation strategy created a stronger regional institution capable of serving the extensive rural Waldviertel area more effectively.

Question 3

Where is Raiffeisenbank Region Waldviertel Mitte headquartered?

Accepted Answer

The bank is headquartered in Zwettl (officially Zwettl-Niederösterreich), the district capital of the Zwettl district in Lower Austria. The main office is located at Landstraße 23 in Zwettl.

Zwettl is the commercial and administrative center of the central Waldviertel, situated approximately 100 kilometers northwest of Vienna in the northernmost part of Lower Austria near the Czech border.

Question 4

Where does Raiffeisenbank Region Waldviertel Mitte operate?

Accepted Answer

The bank operates throughout central Waldviertel (Waldviertel Mitte) in northern Lower Austria, with approximately 41 branch locations serving communities across the Zwettl and Horn districts. Its extensive network includes locations in major towns like Zwettl (headquarters), Horn, and Gföhl, as well as numerous smaller villages.

The service area encompasses communities including Albrechtsberg, Altmelon, Arbesbach, Gars am Kamp, Geras, Grafenschlag, Kirchbach, Langschlag, Martinsberg, Ottenschlag, Rappottenstein, Sallingberg, Schweiggers, Waldhausen, and many others throughout the rural Waldviertel region, characterized by forests, agriculture, and historic castles and monasteries.

Question 5

What services does Raiffeisenbank Region Waldviertel Mitte offer?

Accepted Answer

The bank provides comprehensive retail banking including current accounts (Gehaltskontos), savings accounts, student and youth accounts (Sumsi Konto), debit cards, and credit cards. Lending services encompass consumer loans, car loans, mortgage loans, and leasing options.

For business clients, particularly farmers, forest owners, and SMEs, the bank offers business accounts, commercial payment cards, and business loans tailored to the agricultural and forestry economy of the Waldviertel.

Digital services feature online banking platforms, mobile applications, and digital product offerings through the Raiffeisen Shop. Additional services include investment products through Union Investment, insurance, pension planning, and access to discounted tickets for cultural events through Raiffeisen partnerships.

Question 6

What makes Raiffeisenbank Region Waldviertel Mitte unique?

Accepted Answer

The bank's extensive branch network of approximately 41 locations makes it exceptionally accessible for rural customers across the central Waldviertel. This commitment to local presence distinguishes it in an era when many banks are closing rural branches.

As a cooperative institution (eGen), it is owned by its members and operates according to cooperative principles (Genossenschaftsidee), reinvesting profits into the region. The bank is particularly well-positioned to serve the agricultural and forestry sectors that dominate the Waldviertel economy.

The bank participates in regional initiatives like "Wohnen im Waldviertel" (Living in the Waldviertel), supporting home ownership and regional development in 56 Waldviertel municipalities since 2009. It offers specialized financing and advisory services for property purchases and construction in the region.

Question 7

What type of financial institution is Raiffeisenbank Region Waldviertel Mitte?

Accepted Answer

Raiffeisenbank Region Waldviertel Mitte is a registered cooperative (eingetragene Genossenschaft or eGen), the Austrian legal form for cooperative enterprises. It is registered under company number 49470 a in Austria.

As a Raiffeisen credit cooperative (Raiffeisen-Kreditgenossenschaft), it operates as a member-owned mutual financial institution within Austria's cooperative banking sector. The bank's governance structure includes multiple board members (Vorstand) reflecting its size and regional scope, with democratic oversight by member representatives.

Raiffeisenbank Region Waldviertel Mitte

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About Raiffeisenbank Region Waldviertel Mitte in Austria

Raiffe­isenba­nk Region Waldviertel Mitte