Question 1

What is Hida Shinkumi Bank?

Accepted Answer

Hida Shinkumi Bank is a credit union serving the Hida region of Gifu Prefecture, Japan. As a shinkumi bank (credit cooperative), it provides community-based financial services to local residents and small businesses in Takayama City and the surrounding Hida and Shirakawa Village areas. The institution is affectionately known as "Hidashin" by local community members.

Question 2

When was Hida Shinkumi Bank founded?

Accepted Answer

Hida Shinkumi Bank was founded in 1954. In 2013, the institution opened a new head office in Takayama City, marking a significant milestone in its evolution. The bank celebrated its 60th anniversary in 2014, reflecting over six decades of service to the Hida region.

Question 3

Where is Hida Shinkumi Bank headquartered?

Accepted Answer

Hida Shinkumi Bank is headquartered in Takayama City, Gifu Prefecture, Japan. The head office is located at 1-13-1 Hanaokamachi, Takayama City. The new head office building, completed in September 2013, features a modern design with two buildings connected by a "Communication Corridor" that opens to the community.

Question 4

Where does Hida Shinkumi Bank operate?

Accepted Answer

Hida Shinkumi Bank operates primarily in the Hida region of Gifu Prefecture, including Takayama City, Hida City, and Shirakawa Village in Ono District. The bank focuses on providing financial services to communities in this mountainous area of northern Gifu Prefecture.

Question 5

What services does Hida Shinkumi Bank offer?

Accepted Answer

Hida Shinkumi Bank offers a comprehensive range of financial services including deposit accounts, loans, and other banking products tailored to individual customers and small businesses. The bank also provides internet banking services for both personal and corporate customers. Notably, the institution has embraced digital innovation by supporting the Sarubobo Coin, a regional digital currency used in the Hida area.

Question 6

What makes Hida Shinkumi Bank unique?

Accepted Answer

Hida Shinkumi Bank stands out for its innovative approach to community engagement. The bank's modern head office includes a "salon building" designed as a multipurpose space for community use, featuring a café, lounge with free internet access, and Japanese-style rooms for meetings and gatherings.

This design reflects the bank's commitment to serving as more than just a financial institution—it acts as a community hub. The bank also pioneered the use of the Sarubobo Coin digital payment system, demonstrating its embrace of financial technology to serve the local community.

Question 7

What type of financial institution is Hida Shinkumi Bank?

Accepted Answer

Hida Shinkumi Bank is a shinkumi bank (credit cooperative) in Japan. Shinkumi banks are member-based financial cooperatives that serve local communities, small and medium-sized enterprises, and individual residents. They are supervised by the Financial Services Agency and participate in the Zengin payment system through the Shinkumi Federation Bank as their clearing center. Credit cooperatives in Japan focus on mutual aid principles and community development.

Hida Shinkumi Bank

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About Hida Shinkumi Bank in Japan