American Express (Amex)

American Express National Bank is the banking subsidiary of American Express Company, operating primarily as a nationwide credit and charge card lender with a specialized focus on card-related financial services. Headquartered in Sandy, Utah, the bank maintains a single corporate office and operates without traditional retail branches, delivering services entirely through digital channels.

With assets exceeding $211 billion and deposits of approximately $168 billion, American Express National Bank supports the broader American Express ecosystem, which is known globally for its charge cards, credit cards, and travel-related services. The bank offers online savings accounts, checking accounts, certificates of deposit, and personal loans alongside its core credit card operations.