Anderson State Bank
in the United States 🇺🇸
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About Anderson State Bank in the United States
Anderson State Bank is a locally owned, independent community bank specializing in agricultural lending and serving rural communities in west-central Illinois. With approximately $117 million in assets, the bank operates as a commercial bank with state charter and FDIC supervision.
The institution is recognized for its agricultural specialization, with farm loans comprising approximately 18.54% of its loan portfolio—significantly higher than the average for Illinois banks. Anderson State Bank maintains an exceptional capital ratio of 42.44%, far exceeding the regulatory requirement of 10% and the state average of 12.47%.
In 2025, the bank earned an A KFI Score from KBRA Financial Intelligence, a prestigious achievement held by only 100 banks out of 4,388 nationwide, and one of only 9 banks in Illinois to receive this honor.