OakNorth Bank

OakNorth Bank is a British digital bank specializing in lending to scaling businesses and small-to-medium-sized enterprises (SMEs) across the United Kingdom. Founded by entrepreneurs for entrepreneurs, the bank provides debt finance ranging from £500,000 to £60 million to businesses with between £1 million and £100 million in turnover. OakNorth Bank also offers personal and business savings accounts to retail customers.

The bank positions itself as a fintech challenger bank, serving the "missing middle" - established businesses that often struggle to secure funding from traditional high street banks. As of 2024, OakNorth Bank has achieved profitability, distinguishing it from most neobanks globally.