Question 1

What is Centauro Ltda.?

Accepted Answer

Centauro Ltda. is a multiactive cooperative institution in Paraguay, formally registered as "CENTAURO Lida. C.M.A.C.Con.S." The full designation stands for Cooperativa Multiactiva de Ahorro y Crédito, Consumo y Servicios (Multiactive Cooperative of Savings and Credit, Consumption and Services) Limited. As a multiactive cooperative, Centauro Ltda. operates under Paraguay's cooperative framework, which is regulated by the Instituto Nacional de Cooperativismo (INCOOP).

The institution provides financial services to its members, focusing on savings, credit, consumption, and other cooperative services within the Paraguayan cooperative sector.

Question 2

When was Centauro Ltda. founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Centauro Ltda. headquartered?

Accepted Answer

The headquarters location of Centauro Ltda. is not publicly documented. As a cooperative registered with INCOOP, the institution operates within Paraguay's regulatory framework for cooperative entities.

Question 4

Where does Centauro Ltda. operate?

Accepted Answer

Centauro Ltda. operates within Paraguay, serving its cooperative members in accordance with Paraguayan cooperative law. The specific geographic coverage areas within Paraguay are not publicly detailed.

As a registered cooperative under INCOOP supervision, Centauro Ltda. is subject to the regulations established by Law 438/1994 on Cooperatives and Law 2157/2003, which govern cooperative operations throughout Paraguay.

Question 5

What services does Centauro Ltda. offer?

Accepted Answer

As a multiactive cooperative of savings and credit, consumption and services (C.M.A.C.Con.S.), Centauro Ltda. is authorized to offer the following services to its members:

Financial Services:
• Savings accounts and deposit products for cooperative members
• Credit facilities and loan products for members
• Consumption-related financial services

Cooperative Services:
• Member services aligned with cooperative principles
• Services related to consumption and general member welfare

The specific service offerings and product details are determined by the cooperative's internal regulations and approved by INCOOP, as required for all cooperatives operating in Paraguay's financial cooperative sector.

Question 6

What makes Centauro Ltda. unique?

Accepted Answer

Centauro Ltda. operates as a multiactive cooperative, which distinguishes it from specialized single-purpose cooperatives in Paraguay. Multiactive cooperatives can offer a broader range of services to their members, including savings, credit, consumption, and various other services under one cooperative entity.

As a registered cooperative under INCOOP's regulatory framework, Centauro Ltda. adheres to cooperative principles of democratic member control, member economic participation, and concern for community. The cooperative structure emphasizes member ownership and shared benefits rather than profit maximization for external shareholders.

Question 7

What type of financial institution is Centauro Ltda.?

Accepted Answer

Centauro Ltda. is classified as a Cooperativa Multiactiva de Ahorro y Crédito, Consumo y Servicios (Multiactive Savings and Credit, Consumption and Services Cooperative) in Paraguay.

Under Paraguay's cooperative classification system administered by INCOOP, cooperatives are categorized by sector (Production, Savings and Credit, or Other Types) and by type (A, B, or C) based on asset size. Multiactive cooperatives like Centauro Ltda. can engage in multiple activities including savings mobilization, credit provision, and consumption services.

This institutional type is specifically recognized in Paraguay's cooperative legislation and is subject to the Marco Regulatorio (Regulatory Framework) established by INCOOP. As a cooperative, Centauro Ltda. operates under the principles established in Law 438/94 and Law 2157/03, which govern all cooperative entities in Paraguay and establish INCOOP as the regulatory and supervisory authority for the cooperative sector.

Centauro Ltda.

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About Centauro Ltda. in Paraguay