Monese

Monese is a British digital banking fintech that provides mobile money accounts and financial services as an alternative to traditional banks. Operating as an Electronic Money Institution (EMI), Monese specializes in serving customers who may face barriers accessing conventional banking, including expats, immigrants, and individuals without established UK credit history. The company offers multi-currency accounts in GBP, EUR, and RON across 31 countries in the European Economic Area.

As of 2024, Monese serves over 2 million customers and operates as a mobile-first financial platform, with no physical branches. In October 2024, Monese was acquired by fellow UK fintech Pockit, creating a combined entity serving approximately 3 million customers with nearly £30 million in annual run-rate revenue.