OP Pohjois-Karjala
in Finland 🇫🇮
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About OP Pohjois-Karjala in Finland
OP Pohjois-Karjala (Pohjois-Karjalan Osuuspankki) is a local cooperative bank serving the North Karelia region of Finland. It operates as an independent member bank within the OP Financial Group, one of Finland's largest financial services organizations. As a full-service bank, OP Pohjois-Karjala provides retail banking, insurance, and wealth management services to individuals, businesses, and agricultural enterprises throughout most of the North Karelia region.
The bank operates on a cooperative ownership model, meaning its customers are also owner-members who benefit from patronage dividends and influence decision-making. OP Pohjois-Karjala is directly supervised by the European Central Bank (ECB) as part of the OP Financial Group's designation as a Significant Institution under European Banking Supervision.