Question 1

What is Fox Valley Credit Union?

Accepted Answer

Fox Valley Credit Union is a state-chartered, community-focused credit union serving the greater Aurora, Illinois region. Established in 1937, the institution provides full-service banking to over 3,400 members with approximately $45.6 million in total assets as of Q3 2025. The credit union specializes in serving residents and workers in Aurora, Montgomery, and Kendall County, along with select employer groups including Burlington Northern Santa-Fe Railway and the Dial Corporation affiliates.

Question 2

When was Fox Valley Credit Union founded?

Accepted Answer

Fox Valley Credit Union was founded in 1937, making it an 88-year-old institution with deep roots in the Aurora community. The credit union was established during the Great Depression era to provide financial services and support to local workers and their families. Over nearly nine decades, Fox Valley Credit Union has evolved from its original purpose while maintaining its commitment to serving the financial needs of its defined membership base in northern Illinois.

Question 3

Where is Fox Valley Credit Union headquartered?

Accepted Answer

Fox Valley Credit Union is headquartered at 575 N. Broadway in Aurora, Illinois 60505. The main office serves as the primary location for member services in the heart of Aurora, providing convenient access to the local community.

Question 4

Where does Fox Valley Credit Union operate?

Accepted Answer

Fox Valley Credit Union operates within a defined geographic field of membership that includes Aurora, Montgomery, and Kendall County in Illinois. Membership is open to individuals who live or work in these areas.

The credit union also serves several Select Employee Groups (SEGs), including employees of the Burlington Northern Santa-Fe Railway and the Dial Corporation and their affiliates.

Additionally, family members of existing members are eligible to join through the credit union's family membership program.

Question 5

What services does Fox Valley Credit Union offer?

Accepted Answer

Fox Valley Credit Union provides a comprehensive range of financial services to its members:

Savings Products: Regular share savings accounts, share draft checking accounts, money market accounts, certificates of deposit (CDs), Individual Retirement Accounts (IRAs), Christmas savings accounts, and special savings programs.

Loan Products: Vehicle loans, VISA credit cards, signature loans, share secured loans, credit builder loans, quick cash loans, and "Grow Your Money" loans. Additional protection options include loan protection insurance, GAP insurance, and mechanical breakdown protection.

Digital Banking Services: Online banking platform, mobile banking app with mobile check deposit, account balance checking, fund transfers, bill pay services, and Zelle peer-to-peer payments. The mobile app is available for both iOS and Android devices.

Additional Services: Debit cards, e-statements, check reordering services, and financial calculators to help members manage their finances.

Question 6

What makes Fox Valley Credit Union unique?

Accepted Answer

Fox Valley Credit Union distinguishes itself through its long-standing community presence spanning 88 years of service to the Aurora area. The credit union maintains a strong member loyalty program offering discounts on loan products for established members.

The institution's focused membership model creates a tight-knit financial cooperative serving specific geographic communities and employer groups, fostering personal relationships and community-focused service.

As a smaller credit union with approximately 3,400 members, Fox Valley Credit Union offers personalized member service with a staff of 9 full-time and 1 part-time employee, ensuring members receive individualized attention.

The credit union maintains a well-capitalized status with a net worth ratio of 15.78%, demonstrating financial stability and sound management practices that protect member deposits.

Question 7

What type of financial institution is Fox Valley Credit Union?

Accepted Answer

Fox Valley Credit Union is a state-chartered credit union regulated by the Illinois Department of Financial and Professional Regulation and federally insured by the National Credit Union Administration (NCUA) through the National Credit Union Share Insurance Fund (NCUSIF). The charter number is 63286.

As a natural person credit union operating under the cooperative structure, Fox Valley Credit Union is member-owned and democratically controlled by its membership. Members are both customers and owners, with each member having one vote regardless of account size.

The credit union operates as a not-for-profit financial cooperative, returning earnings to members through competitive rates on savings, lower loan rates, reduced fees, and enhanced services rather than distributing profits to outside shareholders.

Fox Valley Credit Union

in the United States 🇺🇸

Crypto-Friendliness

All done!

About Fox Valley Credit Union in the United States