Question 1

What is Superior Municipal Employees Credit Union (Superior MEA CU)?

Accepted Answer

Superior Municipal Employees Credit Union (Superior MEA CU) is a small, member-focused federal credit union serving municipal employees in Superior, Wisconsin. With approximately $3.1 million in assets and 527 members as of Q3 2025, this credit union operates as a specialized financial cooperative dedicated to providing personalized banking services to public sector workers in the Superior community.

The credit union maintains a strong financial position with a net worth ratio of 16.19% and a healthy loan-to-share ratio of 96.87%, demonstrating its commitment to serving member borrowing needs while maintaining solid capitalization.

Question 2

When was Superior Municipal Employees Credit Union (Superior MEA CU) founded?

Accepted Answer

[Information not publicly available]. As a federally chartered credit union with charter number 67237, Superior Municipal Employees Credit Union has served municipal employees in the Superior area, though specific founding date and historical details are not publicly documented.

The credit union was established to serve the specific financial needs of municipal employees working for the City of Superior and related government entities.

Question 3

Where is Superior Municipal Employees Credit Union (Superior MEA CU) headquartered?

Accepted Answer

Superior Municipal Employees Credit Union is headquartered at 1316 N 14th Street, Suite 205, in Superior, Wisconsin. The credit union operates from this single location in the northwestern Wisconsin city.

Question 4

Where does Superior Municipal Employees Credit Union (Superior MEA CU) operate?

Accepted Answer

Superior Municipal Employees Credit Union operates exclusively in Superior, Wisconsin, serving its designated field of membership. The credit union's single branch location is situated in downtown Superior at 1316 N 14th Street.

Due to its specialized membership structure, the credit union serves municipal employees of the City of Superior and potentially related government entities in the area. The credit union operates with limited hours, typically Monday through Friday from 8:30 AM to 4:00 PM.

Question 5

What services does Superior Municipal Employees Credit Union (Superior MEA CU) offer?

Accepted Answer

As a full-service credit union, Superior Municipal Employees Credit Union provides core financial services to its member-owners, including:

Share Accounts: Savings accounts where members maintain ownership stakes in the credit union, starting with the required minimum share balance.

Checking Accounts: Transaction accounts for everyday banking needs.

Consumer Loans: Personal loans, auto loans, and other consumer lending products totaling approximately $2.4 million in outstanding loans as of Q3 2025.

Member Services: Basic financial services tailored to the needs of municipal employees, including personalized service from staff familiar with public sector compensation structures.

The credit union does not maintain a public website and offers traditional in-person banking services at its Superior location.

Question 6

What makes Superior Municipal Employees Credit Union (Superior MEA CU) unique?

Accepted Answer

Superior Municipal Employees Credit Union distinguishes itself through its focused service model and community-specific approach:

Specialized Membership: The credit union serves a clearly defined membership base of municipal employees, allowing it to understand and address the specific financial needs of public sector workers in Superior.

Local Focus: As one of the smaller credit unions in the Superior area, with just over 500 members, the institution maintains an intimate, personalized banking environment where members receive individualized attention.

Strong Capitalization: With a net worth ratio exceeding 16%, the credit union maintains financial stability well above regulatory requirements, providing security for member deposits.

Low-Income Designation: The credit union holds a low-income designation from NCUA, reflecting its commitment to serving members who may have limited access to financial services elsewhere.

Traditional Banking Model: Without a website or extensive digital presence, the credit union focuses on face-to-face relationships and personal service at its single branch location.

Question 7

What type of financial institution is Superior Municipal Employees Credit Union (Superior MEA CU)?

Accepted Answer

Superior Municipal Employees Credit Union is a federal credit union chartered and regulated by the National Credit Union Administration (NCUA) under charter number 67237.

As a federal credit union, the institution operates under federal regulations and provides federally insured share accounts up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF). The cooperative structure means members are also owners, with each member holding one vote regardless of their account balance.

The credit union's field of membership is restricted to municipal employees of Superior, Wisconsin, and potentially their family members, reflecting its occupational charter type. This membership restriction allows the credit union to tailor its services specifically to the financial needs and circumstances of public sector employees in the Superior community.

Superior Municipal Employees Credit Union (Superior MEA CU)

in the United States 🇺🇸

Crypto-Friendliness

All done!

About Superior Municipal Employees Credit Union (Superior MEA CU) in the United States