Question 1

What is Atchison Village Credit Union?

Accepted Answer

Atchison Village Credit Union is a state-chartered credit union serving the historic Atchison Village community in Richmond, California. With approximately 1,800 members and over $13 million in total assets, this credit union serves one of California's first housing cooperatives and is part of the Rosie the Riveter/World War II Home Front National Historical Park.

The credit union holds a low-income designation, reflecting its commitment to serving the diverse, working-class community of Atchison Village. It operates as a member-owned cooperative financial institution providing essential banking services to this unique residential community.

Question 2

When was Atchison Village Credit Union founded?

Accepted Answer

[Information not publicly available]

While the specific founding date is not publicly documented, Atchison Village Credit Union was established to serve the residents of Atchison Village, which itself became a housing cooperative in 1956. The credit union has been an integral part of this historic community, supporting residents who transformed government wartime housing into one of California's pioneering cooperative housing developments.

Question 3

Where is Atchison Village Credit Union headquartered?

Accepted Answer

Atchison Village Credit Union is headquartered in Richmond, California. The credit union's office is located at 270A Curry Street, Richmond, CA 94801, within the Atchison Village community itself.

Richmond is located in Contra Costa County in the East Bay region of the San Francisco Bay Area, positioned between Berkeley and the Richmond-San Rafael Bridge.

Question 4

Where does Atchison Village Credit Union operate?

Accepted Answer

The credit union operates in Richmond, California, primarily serving members of the Atchison Village community and surrounding areas. Atchison Village is situated in western Richmond, about a mile north of Point Richmond and a 15-minute drive from Berkeley.

The community consists of 450 housing units built in 1941 as government defense housing for civilian workers at Richmond's Kaiser Shipyards during World War II. Today, Atchison Village remains a modest residential oasis between the semi-industrial eastern end of the Richmond/San Rafael Bridge and west Richmond.

Question 5

What services does Atchison Village Credit Union offer?

Accepted Answer

Atchison Village Credit Union provides comprehensive financial services to its members:

Savings and Share Accounts: Members can build their savings through various account options, with total deposits exceeding $11.4 million held by the membership.

Checking Accounts: Transaction accounts for everyday banking and bill payment needs.

Loan Products: Consumer lending services with approximately $6.2 million in total loans outstanding, including personal loans, vehicle financing, and other consumer credit options.

Digital Banking: Online banking services accessible through atchisonvillagecu.org, allowing members to manage their accounts conveniently.

The credit union focuses on providing accessible, member-friendly financial services that meet the needs of this diverse, working-class community.

Question 6

What makes Atchison Village Credit Union unique?

Accepted Answer

Atchison Village Credit Union is unique in its deep connection to a historically significant community. Atchison Village itself was built in 1941 to house workers who contributed to the World War II effort at Richmond's defense industries, making it Richmond's first public defense housing project.

As one of the few surviving projects funded by the Lanham Community Facilities Act, Atchison Village is part of the Rosie the Riveter/World War II Home Front National Historical Park. The credit union serves this cooperative community, which made history in 1956 when residents raised $150,000 in just two-and-a-half months to purchase their housing from the federal government and create one of California's first housing cooperatives.

The credit union has demonstrated strong financial performance with a return on average assets of 4.55% and maintains a net worth ratio of 12.76%. The institution has shown remarkable net worth growth of over 33% year-over-year, indicating strong financial momentum and effective management.

The credit union's low-income designation reflects its inclusive mission to serve the diverse, multigenerational, and multicultural community of Atchison Village.

Question 7

What type of financial institution is Atchison Village Credit Union?

Accepted Answer

Atchison Village Credit Union is a state-chartered credit union, operating under California state regulations and supervised by the California Department of Financial Protection and Innovation.

As a community-based credit union, membership is available to residents of Atchison Village and potentially others who live or work in the surrounding area. The credit union operates as a not-for-profit cooperative, owned and democratically controlled by its members.

Members have equal voting rights regardless of their account balance, following the democratic principle of "one member, one vote." This ensures that the credit union remains responsive to the needs of its community members.

Deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor.

Question 8

How does Atchison Village Credit Union serve a historic community?

Accepted Answer

Atchison Village Credit Union serves a community with extraordinary historical significance. The village was originally built by the federal government in 1941 following the "city beautiful" and "garden city" movements, featuring 450 units in 162 buildings arranged around courtyards with interior green spaces.

The housing was designed for workers streaming in from Oklahoma, Arkansas, and the deep South to work at the Kaiser Shipyards, building ships for sale to Great Britain during World War II. When the government planned to shut down the housing in the mid-1950s, the residents—working people who had been "on a mission" building those ships—organized to purchase and preserve their community.

Today, the credit union continues to serve this cooperative community, which has evolved to include artists, activists, professionals, and Latino families (now about a third of residents), alongside long-time residents and descendants of the original charter members. The credit union's service to this diverse, multigenerational community honors the legacy of cooperation and mutual support established during the war years.

Atchison Village Credit Union

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About Atchison Village Credit Union in the United States