Question 1

What is Ixonia Bank?

Accepted Answer

Ixonia Bank is a locally-owned community bank serving southeastern Wisconsin. With over $914 million in assets and 7 branch locations, the bank provides comprehensive commercial and private banking services to individuals and businesses throughout Jefferson, Waukesha, and Milwaukee counties. Originally named Ixonia State Bank and later ISB Community Bank, the institution returned to its roots in 2013 by adopting the distinctive Ixonia Bank name.

Question 2

When was Ixonia Bank founded?

Accepted Answer

Ixonia Bank was founded on April 11, 1917, when a group of businessmen in the Ixonia area organized a new bank with $10,000 in capital. The first building was constructed in 1918 in the heart of Ixonia, not far from where the current Ixonia branch is located.

The bank opened its first drive-up window in Jefferson County on January 1, 1956. After operating as ISB Community Bank from 2003, the institution returned to its historical name, Ixonia Bank, in 2013.

Question 3

Where is Ixonia Bank headquartered?

Accepted Answer

Ixonia Bank is headquartered in Ixonia, Wisconsin. The current headquarters building, located just a few blocks from its previous location, was opened in fall 2007 and is expected to serve as the bank's home for the next 50 years.

Question 4

Where does Ixonia Bank operate?

Accepted Answer

Ixonia Bank operates 7 branch locations throughout southeastern Wisconsin. The bank serves communities across Jefferson, Waukesha, and Milwaukee counties, including branches in Ixonia, Watertown (Oakridge Court and Church Street locations), Oconomowoc (Summit Avenue and Lakes Plaza), Dousman, and Downtown Milwaukee. The bank primarily serves the Watertown-Fort Atkinson metropolitan area.

Question 5

What services does Ixonia Bank offer?

Accepted Answer

Ixonia Bank offers a full suite of commercial banking products and financial services including personal checking, savings accounts, money market accounts, certificates of deposit, and various loan products. The bank provides business banking services, wealth management, and specialized commercial lending solutions for professionals and businesses.

Digital banking services include online banking, mobile banking apps, and fraud prevention resources. The bank positions itself as a boutique commercial and private bank with a focus on building authentic relationships with clients.

Question 6

What makes Ixonia Bank unique?

Accepted Answer

Ixonia Bank distinguishes itself through its unique and memorable name, which has historically connoted strength and soundness in the Wisconsin banking community. With over 105 years of continuous service, the bank has remained locally-owned and operated throughout its history, maintaining its independence and community focus.

The bank pioneered drive-up banking in Jefferson County when it introduced the first drive-up window in 1956. Ixonia Bank emphasizes a boutique banking approach with personalized service and authentic relationship-building, differentiating itself from larger regional banks while maintaining modern technological capabilities.

Question 7

What type of financial institution is Ixonia Bank?

Accepted Answer

Ixonia Bank is a State Chartered Community Bank that is a member of the Federal Reserve System. As an independent community bank, it focuses on both commercial and private banking services with an emphasis on serving businesses, professionals, and individual customers in local communities. The bank operates with strong financial metrics, including an ROE of 18.13% and ROA of 1.68%, reflecting solid operational performance and efficient capital management.

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About Ixonia Bank in the United States