Home State Bank (Iowa)
in the United States 🇺🇸
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About Home State Bank (Iowa) in the United States
Home State Bank (Iowa) is a community-focused commercial bank headquartered in Royal, Iowa. With total assets of approximately $56.6 million and deposits of $41.7 million, this agricultural lending specialist serves Clay County and the surrounding northwest Iowa region.
The bank operates as a state-chartered institution with FDIC insurance and has maintained a strong reputation as an agricultural banking specialist since its founding. As a subsidiary of Royal Bancshares, Inc., Home State Bank is structured as an S-Corporation and operates with fiduciary powers. With just five employees managing operations from a single location, the bank exemplifies the personal service and deep community connections characteristic of rural community banking.