Question 1

What is Brighton Bank (Tennessee)?

Accepted Answer

Brighton Bank (Tennessee) is a community-focused state-chartered commercial bank serving West Tennessee and the greater Memphis metropolitan area. Operating as a subsidiary of Brighton Bancorp, Inc., the bank holds approximately $56 million in total assets and maintains 2 branch locations.

As an FDIC-insured institution (Certificate #9189), Brighton Bank provides comprehensive personal and business banking services with a strong emphasis on relationship banking and local community support. The bank markets itself with the tagline "A Brighter Way To Bank," reflecting its commitment to customer-focused financial services.

Question 2

When was Brighton Bank (Tennessee) founded?

Accepted Answer

Brighton Bank was originally established as Brighton Savings Bank on October 10, 1910, making it over 114 years old. The bank was founded to serve the financial needs of the Brighton, Tennessee community and surrounding Tipton County area.

On January 26, 1981, the institution officially changed its name from Brighton Savings Bank to Brighton Bank, reflecting its evolution from a traditional savings bank into a full-service commercial banking institution. Throughout its history, the bank has remained committed to serving the local community while adapting to changing banking needs and customer expectations.

Question 3

Where is Brighton Bank (Tennessee) headquartered?

Accepted Answer

Brighton Bank is headquartered at 7663 Highway 51 South, Brighton, Tennessee 38011 in Tipton County. The bank relocated to this location on October 15, 1996, following previous moves from its original downtown Brighton locations.

The headquarters facility serves as both the main administrative office and a full-service banking branch for the community. Customers can reach the bank by phone at (901) 476-5353.

Question 4

Where does Brighton Bank (Tennessee) operate?

Accepted Answer

Brighton Bank operates primarily in West Tennessee, with a concentrated presence in Tipton County and the Memphis metropolitan statistical area. The bank maintains 2 full-service branch locations:
• Brighton Main Office: 7663 Highway 51 South, Brighton, TN 38011 (established October 10, 1910)
• Rosemark Branch: 8637 Rosemark Road, Millington, TN 38053 (opened April 24, 2009)

The bank's service area encompasses Brighton, Millington, and the surrounding communities within the Memphis, TN-MS-AR Core Based Statistical Area. Historical records indicate the bank previously operated a Quail Hollow branch in Memphis (opened November 24, 2003), though this location is no longer listed as active.

Question 5

What services does Brighton Bank (Tennessee) offer?

Accepted Answer

Brighton Bank provides a comprehensive range of personal and business banking services, including:

Personal Banking: High-yield savings accounts, checking accounts, certificates of deposit, personal loans, auto loans, home mortgages, and consumer credit products. The bank emphasizes competitive rates and no hidden fees.

Business Banking: Commercial loans, business lines of credit, SBA lending programs, business checking and savings accounts, cash management services, and digital invoicing capabilities with payment acceptance integrated into their online business banking platform.

Digital Banking Services: Full-featured online banking platform, mobile banking app with mobile check deposit, account-to-account transfers, real-time alerts and notifications, custom tracking tools for multiple savings goals, and bankcard controls for enhanced security and monitoring of debit/credit card usage.

Additional Services: Credit and debit card programs, overdraft protection options, and wire transfer services. The bank's routing number for ACH and wire transfers is 084303338.

Question 6

What makes Brighton Bank (Tennessee) unique?

Accepted Answer

Brighton Bank distinguishes itself through its exceptional longevity and unwavering community focus. With over 114 years of continuous service to West Tennessee, the bank has maintained its commitment to relationship banking while embracing modern technology.

The institution boasts a 4.9 average Google rating, reflecting strong customer satisfaction. Customer testimonials highlight streamlined processes, excellent customer care, and personalized service that larger institutions often cannot provide. One long-time customer noted, "I've been a customer of Brighton Bank since 2002 and always receive excellent customer care."

Brighton Bank's philosophy of "rewarding customers for banking with them, not the other way around" manifests in competitive high-yield savings products, minimal fees with transparent pricing, and accessible banking technology. The bank successfully balances traditional community banking values with contemporary digital convenience, offering robust mobile and online platforms alongside personalized in-branch service.

As a subsidiary of Brighton Bancorp, Inc., the bank maintains local decision-making authority while benefiting from strong capitalization and governance.

Question 7

What type of financial institution is Brighton Bank (Tennessee)?

Accepted Answer

Brighton Bank (Tennessee) is a state-chartered commercial bank. Specifically, it operates as a state charter, Fed nonmember bank supervised by the FDIC rather than the Federal Reserve System.

This classification means the bank operates under Tennessee state banking laws and FDIC regulations, providing it with flexibility to focus on local market needs while maintaining federal deposit insurance protection. As a commercial bank, Brighton Bank can offer the full spectrum of banking services to both consumers and businesses, including deposit accounts, lending products, and related financial services.

The bank's state charter and community bank structure allow it to maintain close relationships with local customers and make lending decisions based on local market knowledge and community needs. The bank is ranked as the 153rd largest bank in Tennessee.

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About Brighton Bank (Tennessee) in the United States