Question 1

What is Raiffeisenbank Gratwein-Hitzendorf?

Accepted Answer

Raiffeisenbank Gratwein-Hitzendorf is a local cooperative bank serving the municipalities of Gratwein-Straßengel and Hitzendorf in Styria, Austria. As part of the Austrian Raiffeisen Banking Group, it is an independent cooperative credit institution (eingetragene Genossenschaft - eGen) providing comprehensive retail and business banking services to individuals, professionals, and small to medium-sized enterprises (SMEs) in the region northwest of Graz.

With total assets of approximately €383.11 million as of 2023, the bank ranks as the 239th largest bank in Austria by total assets, with a market share of 0.04%.

Question 2

When was Raiffeisenbank Gratwein-Hitzendorf founded?

Accepted Answer

While the specific founding date of Raiffeisenbank Gratwein-Hitzendorf is not publicly available, the bank emerged in its current form through mergers of local Raiffeisen banks serving the Gratwein and Hitzendorf communities. It is part of the Austrian Raiffeisen cooperative banking movement that began in 1886.

The bank represents the consolidation of local cooperative banking traditions in the communities northwest of Graz, bringing together the financial resources and expertise to better serve the regional economy.

Question 3

Where is Raiffeisenbank Gratwein-Hitzendorf headquartered?

Accepted Answer

Raiffeisenbank Gratwein-Hitzendorf is headquartered in Gratwein-Straßengel, Styria, Austria. The municipality of Gratwein-Straßengel was formed in 2015 through the merger of the former municipalities of Gratwein and Straßengel.

Question 4

Where does Raiffeisenbank Gratwein-Hitzendorf operate?

Accepted Answer

Raiffeisenbank Gratwein-Hitzendorf operates primarily in the municipalities of Gratwein-Straßengel and Hitzendorf in the district of Graz-Umgebung (Graz surroundings) in Styria. The bank serves the local communities in this area northwest of the city of Graz, maintaining a strong regional focus on its rural and suburban markets.

Question 5

What services does Raiffeisenbank Gratwein-Hitzendorf offer?

Accepted Answer

Raiffeisenbank Gratwein-Hitzendorf offers a comprehensive range of financial services including:

Personal Banking: Current accounts, savings accounts, time deposits, debit cards, credit cards, consumer loans, car loans, and mortgage loans.

Business Banking: Business accounts, business payment cards, business loans, and commercial financing solutions for local SMEs and agricultural enterprises.

Investment Services: Trading accounts, securities, and investment products.

Digital Banking: Online banking through the Mein ELBA platform and mobile banking applications, providing 24/7 access to banking services.

Advisory Services: Personal financial advisory, retirement planning, building society savings (Bausparen), and wealth management.

The bank also offers specialized services tailored to the regional economy, including agricultural financing and support for local businesses.

Question 6

What makes Raiffeisenbank Gratwein-Hitzendorf unique?

Accepted Answer

Raiffeisenbank Gratwein-Hitzendorf distinguishes itself through its strong commitment to sustainability and environmental responsibility. The bank has demonstrated leadership in green banking by connecting all its branch locations to local district heating networks, including the GWN (GrazWärme Nord) system that uses industrial waste heat from Sappi AG.

The bank's Deutschfeistritz branch produces its own electricity through an 11.3 kWp photovoltaic system, demonstrating practical commitment to renewable energy. This focus on environmental sustainability reflects the bank's awareness of its social responsibility and desire to contribute to climate protection efforts.

As a cooperative institution, the bank emphasizes its core values of proximity, security, and trust (Nähe, Sicherheit und Vertrauen), ensuring that these principles guide daily interactions with customers. The bank combines modern digital services with personalized local advisory, creating a hybrid model that serves both traditional and digital-savvy customers.

Question 7

What type of financial institution is Raiffeisenbank Gratwein-Hitzendorf?

Accepted Answer

Raiffeisenbank Gratwein-Hitzendorf is a Kreditgenossenschaft (credit cooperative) operating under the legal form of an eingetragene Genossenschaft (eGen), which is a registered cooperative. It is a member-owned financial institution that operates on cooperative principles.

The bank is authorized as a credit institution (CRDCREINS) under Austrian banking law, supervised by the Austrian Financial Market Authority (FMA), and participates in the Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA - AT_OERE), protecting deposits up to €100,000 per depositor. It is a member of the Raiffeisen Banking Group Austria and operates under the umbrella of Raiffeisen-Landesbank Steiermark AG.

Raiffeisenbank Gratwein-Hitzendorf

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About Raiffeisenbank Gratwein-Hitzendorf in Austria

Raiffe­isenba­nk Gratwe­in-Hit­zendorf