Question 1

What is Commercial Bank & Trust (Tennessee)?

Accepted Answer

Commercial Bank & Trust (Tennessee) is a full-service community bank serving West Tennessee with a sophisticated approach to financial services. With over $1.1 billion in assets and 11 branch locations, the bank provides comprehensive banking solutions to personal and small business customers. The institution is distinguished by its impeccable service, exceptional product array, and deep community roots spanning nearly 150 years.

Question 2

When was Commercial Bank & Trust (Tennessee) founded?

Accepted Answer

The charter for Commercial Bank & Trust was signed on April 21, 1877, and the bank opened for business as Commercial Bank of Paris. The original bank was located on the court square in Paris, Tennessee.

On May 8, 1922, Commercial Bank of Paris purchased the Bank of Henry. The charter was amended to grant the bank trust powers, and the name was changed to Commercial Bank & Trust Company. In November 1983, R. Molitor Ford and William W. Deupree purchased the bank, establishing a vision built on strong relationships and outstanding service.

Question 3

Where is Commercial Bank & Trust (Tennessee) headquartered?

Accepted Answer

The bank is headquartered in Paris, Tennessee, located in Henry County. The current main office is at 101 North Poplar Street, a location the bank acquired in May 1932. Paris remains the central hub of operations, though the bank has expanded significantly throughout West Tennessee since its founding.

Question 4

Where does Commercial Bank & Trust (Tennessee) operate?

Accepted Answer

Commercial Bank & Trust operates 11 branches throughout West Tennessee, serving the communities of Paris, Memphis, Union City, and Jackson. The bank's service area covers the Paris micropolitan area and extends to major West Tennessee markets. With locations strategically positioned across the region, the bank serves both rural and urban communities throughout West Tennessee.

Question 5

What services does Commercial Bank & Trust (Tennessee) offer?

Accepted Answer

The bank offers a comprehensive suite of services including checking and savings accounts with competitive interest rates and no minimum balance requirements on select accounts, consumer and commercial lending, home equity lines of credit, mortgage services, and retirement account options.

Digital banking services include online banking, mobile banking apps, digital banking platforms for secure account access, and treasury management solutions for business customers. The bank provides sophisticated cash management tools to help businesses streamline operations securely. Investment services are also available, including complimentary portfolio reviews and financial planning assistance.

Question 6

What makes Commercial Bank & Trust (Tennessee) unique?

Accepted Answer

With nearly 150 years of continuous operation since 1877, Commercial Bank & Trust has built a legacy of trust and stability in West Tennessee. The bank is led by Chairman and CEO Mott Ford, continuing the vision established by R. Molitor Ford and William W. Deupree in 1983 to create a relationship-driven institution.

The bank's approximately 200 employees are committed to making a difference for customers daily. Commercial Bank & Trust emphasizes providing resources not just to customers but also to employees and communities, fostering an environment where all stakeholders can prosper. The institution blends tradition with modern technology, offering cutting-edge banking systems while maintaining the personal touch that defines community banking.

Question 7

What type of financial institution is Commercial Bank & Trust (Tennessee)?

Accepted Answer

Commercial Bank & Trust is a State Commercial Bank with trust powers, operating under state charter and FDIC supervision. As a community bank with S-corporation status, it combines local ownership and control with comprehensive banking capabilities. The bank's trust powers, granted in 1922, enable it to provide estate planning, wealth management, and fiduciary services alongside traditional commercial and retail banking products. This structure positions the bank as a full-service financial institution capable of serving complex financial needs while maintaining its community banking identity.

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About Commercial Bank & Trust (Tennessee) in the United States