Question 1

What is Aloha Pacific Federal Credit Union?

Accepted Answer

Aloha Pacific Federal Credit Union is a federally chartered credit union headquartered in Honolulu, Hawaii. As the third-largest credit union in Hawaii, it serves over 70,000 members with approximately $1.4 billion in assets as of 2025.

The credit union primarily serves federal, state, and local government employees, along with members of over 2,800 Select Employee Groups (SEGs). Originally established to serve City and County of Honolulu employees, Aloha Pacific has expanded its membership base significantly over the decades to become a leading financial institution in the Hawaiian Islands.

Question 2

When was Aloha Pacific Federal Credit Union founded?

Accepted Answer

Aloha Pacific Federal Credit Union was founded in 1936 by City and County of Honolulu employees. The credit union was established during the Great Depression era to provide accessible financial services to municipal workers who needed a cooperative financial institution.

Over its nearly 90-year history, the institution has evolved from a small employee-focused credit union into Hawaii's third-largest credit union. The credit union has maintained its commitment to serving government employees while expanding to include a diverse membership base across multiple islands and even into Nevada.

Question 3

Where is Aloha Pacific Federal Credit Union headquartered?

Accepted Answer

Aloha Pacific Federal Credit Union is headquartered at 3465 Waialae Avenue, Suite 400, in Honolulu, Hawaii. The headquarters is located in the vibrant Kaimuki neighborhood of Oahu.

Question 4

Where does Aloha Pacific Federal Credit Union operate?

Accepted Answer

Aloha Pacific Federal Credit Union operates 11 branches across Hawaii and Nevada. The branch network includes eight locations on Oahu, one branch in Kekaha on Kauai, one branch in Kahului on Maui, and one branch in Las Vegas, Nevada.

Members also have access to over 30,000 surcharge-free ATMs nationwide through shared branching networks. The credit union's digital banking platform allows members to access services from anywhere, extending the institution's reach beyond its physical branch locations.

Question 5

What services does Aloha Pacific Federal Credit Union offer?

Accepted Answer

Aloha Pacific Federal Credit Union offers a comprehensive suite of financial products and services. Share accounts (savings) include standard savings accounts and specialized youth accounts such as Keiki Kala (ages 0-12) and Go! Club accounts (ages 13-17).

Checking accounts feature benefits like direct deposit bonuses and no monthly fees. The credit union provides various loan products including personal loans, auto loans, and home equity lines of credit (HELOCs) with competitive rates.

Digital banking services include a full-featured mobile app with mobile check deposit, bill pay, balance checks, and instant-issue debit cards. Members can also access financial advice and investment services through the credit union.

Question 6

What makes Aloha Pacific Federal Credit Union unique?

Accepted Answer

Aloha Pacific Federal Credit Union stands out for its strong ties to Hawaii's government employee community and its expansive membership eligibility. With over 2,800 Select Employee Groups, the credit union serves employees from organizations including the Hawaii Government Employees Association (HGEA), Hawaii Pacific Health, Costco stores on Oahu, and Foodland, among many others.

All residents of Kauai are eligible for membership, as are all Maui County employees. The credit union has also extended membership to students, faculty, and staff at Hawaii Pacific University and the University of Nevada-Las Vegas (UNLV).

In 2023, Aloha Pacific was recognized as one of the top five credit unions in Hawaii by Forbes' Best-In-State Credit Unions list. In October 2024, the credit union successfully merged with Oahu Federal Credit Union, expanding its membership and service capabilities while maintaining personalized member service.

Question 7

What type of financial institution is Aloha Pacific Federal Credit Union?

Accepted Answer

Aloha Pacific Federal Credit Union is a federal credit union chartered under the National Credit Union Administration (NCUA) with charter number 1845. As a federal credit union, it operates as a not-for-profit, member-owned financial cooperative.

The credit union's membership structure is based on a multiple common bond, primarily serving federal, state, and local government employees. As a cooperative, members are also owners, with each member having equal voting rights regardless of account balance. The credit union is governed by a volunteer board of directors elected by the membership.

Aloha Pacific Federal Credit Union

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About Aloha Pacific Federal Credit Union in the United States