Question 1

What is RiverHills Bank - Ohio?

Accepted Answer

RiverHills Bank - Ohio is a community-focused commercial bank headquartered in Milford, Ohio, serving the greater Cincinnati metropolitan area. With approximately $343 million in total assets and $306 million in deposits, RiverHills Bank has been serving Clermont County and surrounding communities for over 120 years. The bank operates under a relationship-based philosophy, emphasizing personal connections with customers and active community involvement.

RiverHills Bank positions itself as an innovative community bank that combines cutting-edge technology with traditional relationship banking values.

Question 2

When was RiverHills Bank - Ohio founded?

Accepted Answer

RiverHills Bank was founded in 1904 and originally operated as New Richmond National Bank. The institution has been serving people in Clermont County for over a century, making it one of the region's oldest continuously operating financial institutions.

Throughout its 121-year history, the bank has evolved from a small-town institution into a modern community bank while maintaining its core commitment to personal service and community investment. The transition to the RiverHills Bank name reflected the institution's growth and modernization while preserving its community banking heritage.

Question 3

Where is RiverHills Bank - Ohio headquartered?

Accepted Answer

RiverHills Bank - Ohio is headquartered in Milford, Ohio, located in Clermont County. The main office is situated at 553 Chamber Drive, Milford, OH 45150, strategically positioned to serve the eastern suburbs of Cincinnati.

Question 4

Where does RiverHills Bank - Ohio operate?

Accepted Answer

RiverHills Bank operates with 5 branch locations throughout southwestern Ohio, serving the Cincinnati, OH-KY-IN metropolitan area. The bank's branches are located in Milford, New Richmond, Felicity, and Amelia, concentrating on Clermont County and adjacent communities.

This focused geographic footprint allows RiverHills Bank to maintain deep roots in the communities it serves while providing convenient access throughout the eastern Cincinnati suburbs. The bank's presence in multiple communities within Clermont County reflects its commitment to being a truly local institution.

Question 5

What services does RiverHills Bank - Ohio offer?

Accepted Answer

RiverHills Bank offers modern banking services delivered through relationship-focused professionals, including:

Personal Banking:
• Technologically advanced checking and savings accounts
• Money market accounts and certificates of deposit
• Personal loans for various consumer needs
• Auto and recreational vehicle financing

Home Lending:
• Residential mortgage loans with flexible application options (100% online, face-to-face, or hybrid)
• Home equity loans and lines of credit for remodeling, education, debt consolidation, and other purposes
• Construction financing

Business Banking:
• Business checking and savings accounts designed for day-to-day operations
• Commercial loans from experienced lending professionals
• Cash management solutions
• Commercial real estate financing

Digital Banking Services:
• Mobile banking with biometric authentication for enhanced security
• Online banking platforms providing 24/7 account access
• Mobile deposit capture
• Digital payment solutions
• Fraud Alert Management Service to protect customers

Additional Services:
• Comprehensive wealth management and financial planning
• Treasury management services
• FDIC coverage calculation tools (EDIE)

RiverHills Bank emphasizes that all products are built around principles of great service, easy access, and cutting-edge technology, delivered by people who believe in the power of relationships.

Question 6

What makes RiverHills Bank - Ohio unique?

Accepted Answer

RiverHills Bank distinguishes itself through a unique combination of innovation and relationship focus. The bank has created a distinctive workplace culture that promotes happiness among employees, believing that happy employees provide better service. This philosophy extends to community involvement, with employees encouraged to organize and implement 10-20 community events annually.

The bank's vision, mission, and values are clearly articulated and deeply embedded in operations:
• Relationships: Developing meaningful connections with everyone they interact with
• Personal Excellence: Reaching highest potential
• Effectiveness: Values-driven decision making regardless of circumstances
• Teamwork: Collaboration on decisions and cooperation in implementation
• Stewardship: Always doing what is right
• Dream Makers: Serving as a catalyst for customers' dreams to build, revitalize, and sustain communities

RiverHills Bank has been BBB Accredited since April 2014 with an A+ rating, demonstrating commitment to ethical business practices and customer satisfaction. The bank maintains strong financial metrics with a Return on Assets (ROA) of 1.14% and Return on Equity (ROE) of 11.44%.

The institution's tagline "Your Resource for a Lifetime" reflects its commitment to providing comprehensive financial services throughout customers' lives. With 68 employees, the bank maintains a size that allows for personalized attention while offering sophisticated products and services typically associated with larger institutions.

Question 7

What type of financial institution is RiverHills Bank - Ohio?

Accepted Answer

RiverHills Bank - Ohio is classified as a State Chartered Commercial Bank that is not a member of the Federal Reserve System (Fed Non-Member). The bank is regulated and supervised by the Federal Deposit Insurance Corporation (FDIC) and the Ohio Division of Financial Institutions.

As a commercial bank, RiverHills Bank serves both consumer and business customers across a comprehensive range of deposit and lending services. The bank's community bank designation reflects its focus on relationship banking, local decision-making, and active community involvement. This structure allows RiverHills Bank to combine the agility and personal service of a local institution with the financial strength and product sophistication necessary to compete effectively in the Cincinnati metropolitan market.

RiverHills Bank - Ohio

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About RiverHills Bank - Ohio in the United States