Kyoto Hokuto Shinkin Bank

Kyoto Hokuto Shinkin Bank is a cooperative regional financial institution headquartered in Miyazu, Kyoto Prefecture, Japan. As a shinkin bank, it serves small and medium enterprises (SMEs) and local residents across central and northern Kyoto Prefecture, as well as adjacent areas of Hyogo and Fukui prefectures.

With approximately 586 employees and 32 branches (including one sub-branch), the bank operates under the principle of mutual support and community prosperity. As of March 2024, the bank manages deposits totaling approximately 811.6 billion yen and maintains a loan portfolio of 371.4 billion yen, serving over 58,000 members.