Question 1

What is White Plains Post Office Employees Credit Union?

Accepted Answer

White Plains Post Office Employees Credit Union is a small, community-focused federal credit union serving postal employees in the White Plains, New York area. With approximately 92 members and $853,472 in total assets as of Q3 2025, this credit union operates as a member-owned financial cooperative dedicated to serving the specific needs of United States Postal Service employees and their families in Westchester County.

The credit union holds charter number 3110 and operates under NCUA Region 1 supervision. As a postal employee credit union, it maintains a restricted field of membership focused on providing personalized financial services to its close-knit community.

Question 2

When was White Plains Post Office Employees Credit Union founded?

Accepted Answer

[Information not publicly available]

Like many postal employee credit unions established throughout the mid-20th century, White Plains Post Office Employees Credit Union was likely founded by postal workers seeking to create a member-owned financial institution that would provide affordable financial services and promote thrift among their colleagues. The credit union has maintained its original mission of serving postal employees in the White Plains area throughout its history.

Question 3

Where is White Plains Post Office Employees Credit Union headquartered?

Accepted Answer

White Plains Post Office Employees Credit Union is headquartered at 100 Fisher Avenue in White Plains, New York 10602. The credit union's location at the White Plains postal facility allows convenient access for its members who work in the local postal service.

White Plains is the county seat of Westchester County, located in the lower Hudson Valley region of New York, approximately 25 miles north of New York City.

Question 4

Where does White Plains Post Office Employees Credit Union operate?

Accepted Answer

White Plains Post Office Employees Credit Union operates primarily in White Plains, New York, serving employees of the local United States Postal Service facilities in the White Plains area.

Membership is restricted to postal employees who work at qualifying postal facilities, as well as their immediate family members. This focused approach allows the credit union to maintain close relationships with its member base and provide personalized service tailored to the needs of postal workers.

The credit union's field of membership is geographically limited to the White Plains postal district and surrounding areas in Westchester County.

Question 5

What services does White Plains Post Office Employees Credit Union offer?

Accepted Answer

As a small postal employee credit union, White Plains Post Office Employees Credit Union provides essential financial services to its members, including:

Savings Products: Share accounts (member savings accounts) that establish membership in the cooperative, with deposits insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).

Lending Services: Consumer loans to help members with personal financial needs, typically at competitive rates lower than traditional banks.

Basic Banking: Core financial services designed to meet the everyday banking needs of postal employees and their families.

The credit union's small size allows it to provide personalized, member-focused service with flexible terms that larger institutions may not offer. As of Q3 2025, the credit union maintains $51,900 in total loans and $618,999 in total deposits.

Question 6

What makes White Plains Post Office Employees Credit Union unique?

Accepted Answer

White Plains Post Office Employees Credit Union stands out for its deep specialization and commitment to serving a specific occupational community. Several distinctive characteristics include:

Occupational Focus: The credit union exclusively serves postal employees, creating a tight-knit community of members who share common workplace experiences and financial needs.

Personalized Service: With only 92 members, the credit union can provide highly personalized attention and flexible service that larger financial institutions cannot match.

Member Ownership: As a not-for-profit cooperative, all members are owners, and the credit union operates solely for their benefit rather than generating profits for external shareholders.

Local Roots: The credit union maintains strong connections to the White Plains postal community, understanding the unique needs and schedules of postal workers.

Conservative Operations: The credit union maintains a strong net worth ratio of 26.79%, indicating solid financial stability and conservative management practices.

Question 7

What type of financial institution is White Plains Post Office Employees Credit Union?

Accepted Answer

White Plains Post Office Employees Credit Union is a federal credit union chartered under the National Federal Credit Union Act and regulated by the National Credit Union Administration (NCUA). It operates under charter number 3110 in NCUA Region 1.

As a federal credit union, it adheres to the credit union philosophy of "people helping people" and operates as a not-for-profit financial cooperative. Membership is restricted to postal employees who work at qualifying United States Postal Service facilities in the White Plains area and their immediate family members.

The credit union is owned by its members, who elect volunteer board members from within their ranks to oversee operations. This democratic structure ensures that the credit union remains focused on member needs rather than profit maximization.

All member deposits are federally insured up to $250,000 by the NCUSIF, which is backed by the full faith and credit of the United States government, providing the same level of security as FDIC insurance at banks.

White Plains Post Office Employees Credit Union

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About White Plains Post Office Employees Credit Union in the United States