Credifoz
in Brazil 🇧🇷
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About Credifoz in Brazil
Credifoz is a credit cooperative (cooperativa de crédito) operating in the coastal region of Santa Catarina, Brazil. As part of the Ailos System, one of Brazil's largest cooperative credit networks, Credifoz serves over 100,000 members (cooperados) with approximately R$ 1.2 billion in assets as of 2024.
The cooperative operates under a member-owned model, meaning cooperados are both customers and owners of the institution. This structure allows members to participate in profits through annual surplus distribution and engage in democratic governance of the cooperative.
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