Question 1

What is Cresol Treze de Maio?

Accepted Answer

Cresol Treze de Maio is a credit cooperative serving the municipality of Treze de Maio and surrounding areas in southern Santa Catarina, Brazil. The cooperative is part of the Cresol System, one of Brazil's largest cooperative financial networks, specializing in solidarity-based credit for family farmers, small businesses, and local communities.

As a singular cooperative within the Cresol network, it provides localized financial services while participating in a system that serves over one million members across 19 Brazilian states.

Question 2

When was Cresol Treze de Maio founded?

Accepted Answer

The specific founding date of Cresol Treze de Maio is not publicly documented in detail. However, the cooperative is part of the broader Cresol System, which was founded in 1995 in Paraná and expanded to Santa Catarina starting in 1999.

The cooperative has served the Treze de Maio community for several years, growing from its origins as a rural credit provider to become a free-admission cooperative serving all segments of the population. In March 2025, Cresol Treze de Maio inaugurated a new modern headquarters in the city center, marking a significant milestone in its development.

Question 3

Where is Cresol Treze de Maio headquartered?

Accepted Answer

Cresol Treze de Maio is headquartered in Treze de Maio, a municipality in southern Santa Catarina state, Brazil. The cooperative's headquarters is located at Avenida Sete de Setembro in the city center.

In March 2025, the cooperative inaugurated a new, modern facility featuring expanded space and improved infrastructure, including the municipality's first cooperative-owned ATM for enhanced member service.

Question 4

Where does Cresol Treze de Maio operate?

Accepted Answer

Cresol Treze de Maio operates primarily in the municipality of Treze de Maio and neighboring communities in southern Santa Catarina. The region has a strong agricultural economy, with significant focus on rural production.

Through its affiliation with the Cresol System and Cresol Base Sul (the regional coordination center), the cooperative connects members to a broader network of services across southern Brazil. Members can access services at other Cresol cooperatives throughout the system's extensive presence.

Question 5

What services does Cresol Treze de Maio offer?

Accepted Answer

Cresol Treze de Maio provides comprehensive banking services including current accounts for individuals and businesses, savings and investment products, credit facilities for various purposes (agricultural credit, personal loans, business financing), debit and credit cards, ATM services, and insurance products.

The cooperative maintains strong agricultural lending programs, with substantial resources dedicated to rural credit. According to financial data, the cooperative has significant exposure to agricultural financing through both individual and business credit portfolios.

Through partnerships with BNDES and access to Cresol's own capital resources, the cooperative offers diverse financing options with competitive rates. Digital services include internet banking and mobile applications for account management and transactions.

Financial education and cooperative development programs are also provided to members, reinforcing the cooperative's community-focused mission.

Question 6

What makes Cresol Treze de Maio unique?

Accepted Answer

Cresol Treze de Maio distinguishes itself through deep community integration in the Treze de Maio region. The cooperative has evolved from serving only rural producers to becoming a full-service financial institution open to all residents and businesses, reflecting the modernization of Brazilian cooperative banking.

Under the leadership of President Roseli Del Sante Cancelier, the cooperative has undergone significant modernization, including brand updates, infrastructure improvements, and expansion of product offerings. The 2025 headquarters inauguration symbolized this transformation, with the facility designed to provide modern, accessible financial services.

According to regional data, Cresol Treze de Maio is recognized as one of the cooperatives with the largest volume of financial resources available to rural producers in the region, making it a critical partner for agricultural development. The cooperative maintains close working relationships with government agricultural extension services (Epagri).

Question 7

What type of financial institution is Cresol Treze de Maio?

Accepted Answer

Cresol Treze de Maio is classified as a Cooperativa de Crédito e Economia com Interação Solidária (Credit and Economy Cooperative with Solidarity Interaction) under Brazilian law. This classification reflects both its credit provision function and its solidarity-based cooperative governance model.

The cooperative operates under the supervision of the Banco Central do Brasil, adhering to all regulatory requirements applicable to financial institutions in Brazil. It is affiliated with Cresol Base Sul and Cresol Central Brasil, which provide operational support, compliance oversight, and centralized services to member cooperatives in the Cresol System.

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