Question 1

What is Refugio Ltda. C.?

Accepted Answer

Refugio Ltda. C. is a small-scale cooperative financial institution registered in Paraguay. The cooperative operates within the Paraguayan cooperative system, which is regulated by the Instituto Nacional de Cooperativismo (INCOOP). As a limited cooperative (Ltda. C.), it serves its members by providing community-based financial and possibly production services.

Paraguay's cooperative sector is substantial, with cooperatives contributing approximately 14% to the national GDP and channeling around 30% of population savings. Refugio Ltda. C. operates within this framework as a Type C cooperative, which under INCOOP classification indicates institutions with assets below 5 billion Paraguayan Guaraníes.

Question 2

When was Refugio Ltda. C. founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Refugio Ltda. C. headquartered?

Accepted Answer

The specific headquarters location of Refugio Ltda. C. is [information not publicly available]. However, as a registered cooperative in Paraguay under INCOOP supervision, it operates within Paraguayan territory under the jurisdiction of the national cooperative regulatory framework.

Question 4

Where does Refugio Ltda. C. operate?

Accepted Answer

Refugio Ltda. C. operates within Paraguay under INCOOP regulation. The specific geographic scope of operations within the country is [information not publicly available]. Like most Paraguayan cooperatives, it likely serves a localized community or region, consistent with the cooperative model's emphasis on serving specific member populations.

Question 5

What services does Refugio Ltda. C. offer?

Accepted Answer

As a Paraguayan cooperative, Refugio Ltda. C. likely offers services typical of small community cooperatives, which may include:
• Member savings programs - allowing cooperative members to pool resources
• Mutual credit services - providing loans to members based on cooperative principles
• Community support services - facilitating mutual assistance among members

Specific service offerings are [information not publicly available]. The cooperative does not maintain a website, which is common among smaller Type C cooperatives in Paraguay.

Question 6

What makes Refugio Ltda. C. unique?

Accepted Answer

Refugio Ltda. C. operates within Paraguay's distinctive cooperative movement, which emphasizes democratic member control and community self-sufficiency. The institution is part of a sector where cooperatives account for approximately 46% of all savings accounts in Paraguay's financial system.

As a smaller Type C cooperative, Refugio Ltda. C. likely focuses on serving underbanked or rural populations who may have limited access to traditional banking services. This aligns with the broader mission of Paraguayan cooperatives to promote financial inclusion and social development.

Question 7

What type of financial institution is Refugio Ltda. C.?

Accepted Answer

Refugio Ltda. C. is classified as a Cooperativa (Cooperative) under Paraguayan law, specifically a Type C cooperative as regulated by INCOOP. Cooperatives in Paraguay are member-owned financial institutions organized under Law 438/1994 (Ley de Cooperativas).

Type C cooperatives are the smallest category based on asset size, representing 71% of all first-degree cooperatives in Paraguay. They operate on principles of mutual assistance, democratic governance, and member participation. Unlike commercial banks, cooperatives serve their members rather than external customers and prioritize social objectives alongside financial sustainability.

Refugio Ltda. C.

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About Refugio Ltda. C. in Paraguay