Question 1

What is Cooperativa Loyola?

Accepted Answer

Cooperativa Loyola is an open savings and credit cooperative (Cooperativa de Ahorro y Crédito Abierta) operating in Bolivia. It is a regulated financial institution supervised by ASFI (Autoridad de Supervisión del Sistema Financiero), Bolivia's financial system supervisory authority.

The cooperative provides traditional savings and lending services to its members and the general public in the Cochabamba region. As an "abierta" (open) cooperative, it serves not only its members but also the broader community, distinguishing it from closed or societaria cooperatives that serve specific groups.

Question 2

When was Cooperativa Loyola founded?

Accepted Answer

Cooperativa Loyola was founded on November 28, 1964, by Reverend Father Jaime Nadal Guiu S.J., a Jesuit priest. The cooperative was established with a social mission to support students from low-income backgrounds through its members.

The institution was closely connected to Colegio Loyola, a prominent educational institution in Cochabamba. The cooperative's founding reflected the Jesuit values of service and solidarity, initially implementing programs such as "Operación Guaga" to provide assistance and achieve social well-being, benefiting 171 children in its early years.

Question 3

Where is Cooperativa Loyola headquartered?

Accepted Answer

Cooperativa Loyola is headquartered in Cochabamba, Bolivia, specifically at Calle Antezana Esquina Jordán No. S-0397 in the central zone of Cochabamba city. The cooperative maintains its primary operations from this central location in Bolivia's third-largest city.

Question 4

Where does Cooperativa Loyola operate?

Accepted Answer

Cooperativa Loyola operates primarily in the Cochabamba Department of Bolivia. According to ASFI's registry of supervised entities, the cooperative's coverage is focused within the Cochabamba region.

The institution serves urban and surrounding communities from its headquarters in Cochabamba city, providing access to financial services for residents throughout the department.

Question 5

What services does Cooperativa Loyola offer?

Accepted Answer

Cooperativa Loyola offers a comprehensive range of savings and credit products designed to meet the financial needs of its members and the broader community:

Savings Products:
• Savings accounts (Cuenta de Ahorro)
• Fixed-term deposits (Depósito a Plazo Fijo)

Credit Products:
• Housing loans (Vivienda)
• Vehicle loans (Vehicular)
• Consumer loans (Consumo)
• Microcredit (Microcrédito)
• Express loans (Express)
• Productive loans (Productivo)

The cooperative also provides financial education programs and courses to help members make informed financial decisions. Additionally, they publish current financial indicators including interest rates in both Bolivian Bolivianos and foreign currency, as well as exchange rate information.

Question 6

What makes Cooperativa Loyola unique?

Accepted Answer

Cooperativa Loyola stands out for its deep roots in social mission and community development. Founded by a Jesuit priest with the explicit goal of supporting students from low-income families, the cooperative has maintained its commitment to social welfare throughout its 60-year history.

The institution's connection to the Jesuit educational tradition and Colegio Loyola gives it a distinctive character among Bolivian financial cooperatives. The cooperative operates under the Ignatian motto "En Todo Amar y Servir" (In All Things to Love and Serve), reflecting values of service, solidarity, and community support.

The cooperative has evolved from serving primarily educational community members to offering comprehensive financial services to the broader public while maintaining its foundational commitment to financial inclusion and member development.

Question 7

What type of financial institution is Cooperativa Loyola?

Accepted Answer

Cooperativa Loyola is classified as a Cooperativa de Ahorro y Crédito Abierta R.L. (Open Savings and Credit Cooperative with Limited Liability) under Bolivian financial regulations. This is a specific type of cooperative financial institution in Bolivia's regulatory framework.

As an "abierta" (open) cooperative, it is authorized to provide financial services not only to its members but also to the general public, unlike "societaria" (closed) cooperatives that serve only specific membership groups. The cooperative holds an official operating license from ASFI and is subject to prudential regulation and supervision as a formal financial intermediary.

Credit rating agency AESA rates the cooperative, assigning it a BBB rating (BBB2 on ASFI scale) for long-term national currency obligations as of September 2025, indicating adequate creditworthiness within the Bolivian financial system.

Cooperativa Loyola

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About Cooperativa Loyola in Bolivia