The Bancorp Bank
in the United States 🇺🇸
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About The Bancorp Bank in the United States
The Bancorp Bank is a specialized national bank that serves as a pioneering banking infrastructure provider for non-bank financial technology companies. Rather than offering traditional retail banking services directly to consumers, The Bancorp Bank enables fintech companies to offer banking products under their own brands. As of Q3 2025, the bank manages approximately $8.6 billion in total assets and processes over 175 million active cards, making it one of the most significant players in the banking-as-a-service sector.
The bank specializes in four core business lines: Fintech Solutions, Institutional Banking, Commercial Lending, and Real Estate Bridge Lending. Its unique business model focuses on providing the regulatory framework, technology infrastructure, and operational expertise that allows non-bank companies to deliver FDIC-insured banking services to their customers.