Sicoob Cruz Alta

Sicoob Cruz Alta is a credit cooperative (cooperativa de crédito) operating in Brazil as part of the Sicoob system, the largest cooperative financial system in the country. Originally founded as a specialized medical professional cooperative, it has evolved into a free admission cooperative (cooperativa de crédito de livre admissão de associados), meaning it is open to any individual or business regardless of profession or sector.

As a financial cooperative, Sicoob Cruz Alta operates on cooperative principles where members are both owners and users of the institution. Members participate in decision-making processes and share in the financial results, making it fundamentally different from traditional banks.