Question 1

What is Bank 1st?

Accepted Answer

Bank 1st is a full-service community bank serving Fayette County, Iowa. With approximately $159.3 million in assets and three offices, the bank merges traditional relationship banking with modern technology. Bank 1st provides helpful and knowledgeable assistance with personalized care to individuals and businesses in northeast Iowa.

Question 2

When was Bank 1st founded?

Accepted Answer

The exact founding date of Bank 1st is not publicly available. However, the institution has served the West Union community and surrounding areas for multiple decades as a locally-focused financial institution.

Bank 1st operates as part of a holding company structure (RSSD #1204092), which has helped support the bank's stability and growth while maintaining its community banking mission.

Question 3

Where is Bank 1st headquartered?

Accepted Answer

Bank 1st is headquartered in West Union, Iowa. The main office is located at 115 North Vine Street in downtown West Union, the county seat of Fayette County.

Question 4

Where does Bank 1st operate?

Accepted Answer

Bank 1st operates three locations in Fayette County, Iowa. The main office is in West Union, with an additional branch in St. Lucas and another location serving the local community.

The bank's footprint covers northeast Iowa, with all offices strategically positioned to serve customers when and where it is convenient for them. Multiple ATM locations provide additional access points throughout the service area.

Question 5

What services does Bank 1st offer?

Accepted Answer

Bank 1st offers competitive loan and deposit products designed to meet all financial needs. Personal banking services include various checking and savings account options, certificates of deposit, money orders, and IRA accounts.

Lending products encompass consumer loans, auto loans, mortgage financing, and business lending. The bank provides modern mobile and electronic banking services, including online banking, mobile banking apps, bill pay, and wire transfer capabilities (both domestic and foreign).

Additional services include safe deposit boxes, notary services, automatic note payments and transfers, 24-hour ATM access, and extended drive-in hours. The West Union main location and St. Lucas office both offer Saturday morning hours for added customer convenience. Bond redemption services are available to established Bank 1st customers for Series E, EE, I, H, and HH savings bonds.

Question 6

What makes Bank 1st unique?

Accepted Answer

Bank 1st distinguishes itself by combining the personal touch of community banking with cutting-edge technology. The bank takes pride in being an active community bank where staff members are engaged members of the communities they serve.

The institution's commitment to relationship banking means customers work with bankers who know their names and understand their financial goals. Despite its community bank size, Bank 1st provides the same support and services as larger banks through technological integration.

Extended hours, including Saturday service and multiple convenient access points through branches and ATMs, demonstrate the bank's focus on customer convenience. The bank's goal is simply stated: to help customers with all their financial needs through helpful, knowledgeable, and caring service.

Question 7

What type of financial institution is Bank 1st?

Accepted Answer

Bank 1st is a State Member Bank that is a member of the Federal Reserve System. With FDIC insurance (Certificate #13816), the bank operates under state charter while being part of the Federal Reserve System.

As a full-service community bank, Bank 1st serves both retail and commercial customers with comprehensive banking products. The bank's holding company structure provides additional resources while preserving its local identity and community-focused operations.

Bank 1st

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About Bank 1st in the United States