Question 1

What is Raiffeisenkasse Blindenmarkt?

Accepted Answer

Raiffeisenkasse Blindenmarkt is a local cooperative bank (eingetragene Genossenschaft - eGen) serving the Mostviertel region of Lower Austria. As a member of the Austrian Raiffeisen Banking Group, it provides retail and business banking services to individuals, professionals, and small enterprises in Blindenmarkt and surrounding areas. The bank has deep historical roots in the community, celebrating 125 years of service.

Question 2

When was Raiffeisenkasse Blindenmarkt founded?

Accepted Answer

Raiffeisenkasse Blindenmarkt was founded in 1894, making it one of the early Austrian cooperative banks established during the spread of Friedrich Wilhelm Raiffeisen's cooperative banking movement. The bank celebrated its 125th anniversary with a special commemorative film. It received formal authorization from Austrian financial authorities on January 23, 2014, as part of modern banking regulatory requirements.

Question 3

Where is Raiffeisenkasse Blindenmarkt headquartered?

Accepted Answer

The bank is headquartered in Blindenmarkt, Lower Austria, at Hauptstraße 40.

Question 4

Where does Raiffeisenkasse Blindenmarkt operate?

Accepted Answer

Raiffeisenkasse Blindenmarkt operates in the Mostviertel region of Lower Austria, primarily serving the community of Blindenmarkt and nearby localities. The bank maintains a focused regional presence that has served multiple generations of local families and businesses.

Question 5

What services does Raiffeisenkasse Blindenmarkt offer?

Accepted Answer

The bank offers comprehensive retail banking services including current accounts, free youth accounts (for ages 0-19), debit and credit cards, savings accounts, time deposits, consumer loans, car loans, and mortgage loans. Business services include business accounts, business payment cards, and commercial lending for small and medium-sized enterprises. Digital banking is available through Mein ELBA, the Raiffeisen Group's online banking platform and mobile application. Additional services include investment products (Anlegen), pension planning and insurance (Vorsorgen & Versichern) through Raiffeisen partners, and building savings accounts (Bausparen) with competitive interest rates currently at 4% p.a.

Question 6

What makes Raiffeisenkasse Blindenmarkt unique?

Accepted Answer

As a cooperative bank with 130 years of history (founded 1894), Raiffeisenkasse Blindenmarkt combines traditional values with modern banking services. The bank is owned by its members who have voting rights and participate in governance. Its longevity demonstrates deep community trust and commitment to serving multiple generations. The bank emphasizes personalized advisory services and maintains close relationships with local customers. Despite not having a dedicated website, it leverages the broader Raiffeisen network infrastructure while maintaining local decision-making authority and community focus.

Question 7

What type of financial institution is Raiffeisenkasse Blindenmarkt?

Accepted Answer

Raiffeisenkasse Blindenmarkt is a Kreditgenossenschaft (credit cooperative), specifically an eingetragene Genossenschaft (eGen) - a registered cooperative. This legal structure is typical for Austrian Raiffeisen banks and represents a member-owned, democratically governed institution. The bank operates under Austrian banking law with regulatory oversight by the Austrian Financial Market Authority (FMA). Deposits are protected up to €100,000 per depositor through the Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA).

Raiffeisenkasse Blindenmarkt

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About Raiffeisenkasse Blindenmarkt in Austria

Raiffe­isenka­sse Blinde­nmarkt