First State Bank (Watonga, OK)

First State Bank is a locally owned and operated community bank serving Watonga and the surrounding areas of northwestern Oklahoma. As a state-chartered commercial bank with agricultural specialization, the institution operates as a single-location community bank focused on providing personalized banking services to individuals, families, farms, and businesses in Blaine County.

With approximately $83 million in total assets and 16 employees, the bank emphasizes local decision-making and relationship-based banking. First State Bank operates as an independent community institution, though it is part of First St Bcorp of Watonga Inc., maintaining its commitment to serving the local market without the constraints of larger corporate banking structures.