Question 1

What is The Shimizu Bank?

Accepted Answer

The Shimizu Bank is a regional bank headquartered in the Shimizu ward of Shizuoka City, Shizuoka Prefecture, Japan. The bank serves as a valuable financial partner to the local community, with headquarters located near Shimizu Port, the largest port in Shizuoka Prefecture. The bank provides comprehensive financial services to individuals and businesses throughout the region, emphasizing its role as a customer-friendly institution committed to local economic development.

Question 2

When was The Shimizu Bank founded?

Accepted Answer

The Shimizu Bank was established on July 1, 1928, through the merger of six local banks. In 2025, the bank celebrated its 150th Annual General Meeting of Shareholders, marking nearly a century of service to the Shizuoka community. Throughout its history, the bank has maintained its position as a trusted financial partner, adapting to changing economic conditions while preserving its commitment to regional prosperity.

Question 3

Where is The Shimizu Bank headquartered?

Accepted Answer

The Shimizu Bank is headquartered at 2-1 Fujimicho, Shimizu-ku, Shizuoka City, Shizuoka Prefecture 424-0941, Japan. The Shimizu ward is located along the Pacific coast and is home to Shimizu Port, one of Japan's most significant international trading ports. This strategic coastal location, positioned halfway between Tokyo and Osaka, provides the bank with excellent access to both domestic and international commerce.

Question 4

Where does The Shimizu Bank operate?

Accepted Answer

The Shimizu Bank operates primarily throughout Shizuoka Prefecture, Japan, with particular concentration in areas surrounding Shimizu Port and Shizuoka City. The bank maintains 78 branches and 1 sub-branch across its service territory as of March 2025.

The bank's branch network extends throughout Shizuoka Prefecture, serving both coastal communities engaged in international trade and inland areas with diverse economic activities. This comprehensive coverage enables the bank to serve as essential financial infrastructure for communities throughout the prefecture, supporting both urban centers and regional towns.

Question 5

What services does The Shimizu Bank offer?

Accepted Answer

The Shimizu Bank provides comprehensive banking services including deposits, loans, trust banking, domestic and foreign exchange, and payment services. Deposit services encompass various account types including ordinary savings, time deposits, and specialized savings products.

Lending services include housing loans, consumer finance, business loans, commercial lending, and working capital financing for enterprises. The bank offers investment products including investment trusts and insurance products through over-the-counter sales.

Through its six consolidated subsidiaries, the bank provides specialized services including leasing and credit card operations (Shimizu Lease and Card Co.), credit guarantees (Shimizu Credit Guarantee Co.), computer services, real estate management, financial research and training (Shimizu Regional Economy Research Center), and general maintenance services. Digital banking services include Internet banking platforms and seal-less account transfers. The bank has strengthened its business consulting capabilities through a capital and business alliance with the SBI Group.

Question 6

What makes The Shimizu Bank unique?

Accepted Answer

The Shimizu Bank distinguishes itself through its strategic location near Shimizu Port, positioning it as a key financial institution supporting international trade and regional economic development. The port's significance in connecting Japan with global markets enhances the bank's ability to serve businesses engaged in import-export activities.

With paid-in capital of 10.816 billion yen and approximately 867 employees as of March 2025, the bank maintains a consolidated capital adequacy ratio of 8.53% based on domestic standards. The bank's management philosophy emphasizes thinking "with love for the local community" and co-creating the future with customers.

The bank has adopted a "dynamic action" approach for its path toward its 100th anniversary, focusing on improving what needs improvement, changing what needs changing, and pursuing strength and speed to produce results. Through its alliance with the SBI Group, the bank provides sophisticated solutions while maintaining deep community connections and personalized service.

Question 7

What type of financial institution is The Shimizu Bank?

Accepted Answer

The Shimizu Bank is a Regional Bank (地方銀行, Chiho Ginko) in Japan's banking system. Regional banks are full-service commercial banks that primarily serve specific prefectures and their surrounding areas.

As a regional bank supervised by Japan's Financial Services Agency and operating under the Banking Act, The Shimizu Bank serves as critical financial infrastructure for Shizuoka Prefecture's economy. The bank has been publicly traded historically, though specific current listing information reflects its status as an established regional financial institution.

Regional banks like The Shimizu Bank play essential roles in supporting local economies, providing banking services and credit to regional businesses and residents while maintaining the deep community knowledge and relationships that larger national banks cannot replicate.

The Shimizu Bank

in Japan 🇯🇵

Crypto-Friendliness

All done!

About The Shimizu Bank in Japan