Ridgewood Savings Bank
in the United States 🇺🇸
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About Ridgewood Savings Bank in the United States
Ridgewood Savings Bank is the largest mutual savings bank in New York State, operating as a community-focused financial institution. With approximately $7.4 billion in assets and 38 branches, the bank serves customers throughout New York City's five boroughs, Long Island, and Westchester County. Ridgewood specializes in traditional banking services with a strong emphasis on residential mortgages and personal savings products.
The bank operates under a mutual ownership structure, meaning it is owned by its depositors rather than shareholders. This structure allows Ridgewood to focus on long-term customer relationships rather than quarterly earnings.