Question 1

What is WeStreet Credit Union?

Accepted Answer

WeStreet Credit Union is a community-chartered credit union headquartered in Tulsa, Oklahoma. With over 60,000 members and approximately $968 million in total assets, WeStreet is a mid-sized financial institution focused on serving and enriching the lives of members across 11 counties in northeastern Oklahoma.

Formerly known as Tulsa Federal Credit Union, the institution rebranded to WeStreet Credit Union to reflect its expanded community charter and commitment to unity and togetherness. The credit union operates 14 branch locations throughout the region and emphasizes a member-centric philosophy of "helping neighbors become members and members become family."

Question 2

When was WeStreet Credit Union founded?

Accepted Answer

WeStreet Credit Union was founded on August 6, 1943, when six federal employees pooled their savings in a cigar box to create a financial cooperative. The credit union was originally established to serve federal employees in the Tulsa area, reflecting the cooperative movement's philosophy of people helping people.

Over the decades, the institution evolved from its humble origins serving a small group of federal workers to a robust community-chartered credit union. After several years of due diligence and strategic planning, Tulsa Federal Credit Union rebranded as WeStreet Credit Union to better represent its expanded mission and community-wide membership eligibility.

Question 3

Where is WeStreet Credit Union headquartered?

Accepted Answer

WeStreet Credit Union is headquartered in Tulsa, Oklahoma. The credit union's main office is located at 9323 E 21st Street, Tulsa, OK 74129, with a mailing address at PO Box 267, Tulsa, OK 74101.

Question 4

Where does WeStreet Credit Union operate?

Accepted Answer

WeStreet Credit Union operates throughout northeastern Oklahoma, serving 11 counties with 14 branch locations. The credit union's primary service area centers around the Tulsa metropolitan region.

As a community-chartered credit union, membership is available to anyone who lives, works, worships, attends school, or conducts business within the credit union's designated service area. Membership can be established with just a $5 share deposit, making it accessible to a broad range of individuals and families in the communities it serves.

Question 5

What services does WeStreet Credit Union offer?

Accepted Answer

WeStreet Credit Union provides a comprehensive range of financial products and services including:

Deposit Accounts: Share savings accounts, checking accounts, certificates of deposit, and money market accounts with NCUA insurance up to $250,000 per individual depositor.

Lending Services: Mortgage loans (including a specialized First Home Mortgage program for first-time buyers), auto loans for new and used vehicles, personal loans, credit cards, and commercial lending services. The credit union offers GAP insurance and payment protection options on eligible loans.

Digital Banking: Mobile banking app with features including mobile check deposit, bill pay, fund transfers, account alerts, credit score monitoring, cryptocurrency services (buy, sell, hold), and money management tools. The app supports both iOS and Android devices, including smartwatch integration.

Additional Services: Early direct deposit (up to two days early), 24-hour telephone banking, online banking with secure messaging, Skip-A-Pay options (allowing members to skip loan payments twice per rolling 12-month period), business banking with ACH services and QuickBooks integration, and financial goal-setting tools.

Question 6

What makes WeStreet Credit Union unique?

Accepted Answer

WeStreet Credit Union distinguishes itself through several unique characteristics:

Community-Focused Mission: The name "WeStreet" embodies the credit union's philosophy of unity, togetherness, and communal purpose, representing the neighborhoods and streets that connect its members. The logo features two people arm-in-arm and two map pins symbolizing community connection.

First Home Mortgage Program: This specialized program helps working-class families, first-generation homebuyers, and single mothers achieve homeownership by making down payments and closing costs more affordable, helping families build generational wealth.

Member Benefits: Members receive perks including up to 15% discounts on Silver Dollar City and Branson attractions, discounts at the WeStreet Ice Center, complimentary $1,000 accidental death and dismemberment insurance, and access to early direct deposit.

Employee Culture: WeStreet has earned recognition as a Top Workplace, Top Inclusive Workplace, and Employee Engagement Top Performer. The credit union emphasizes a "service, not sales" approach, with employees focused on helping members achieve financial wellness rather than earning commissions.

Inclusive Membership: The credit union accepts a wide variety of identification documents, including tribal IDs, matricula consular cards, foreign passports, and ITINs, making banking accessible to diverse populations.

Question 7

What type of financial institution is WeStreet Credit Union?

Accepted Answer

WeStreet Credit Union is a federally chartered credit union regulated by the National Credit Union Administration (NCUA). As charter number 24812, it operates as a community-chartered credit union, which means membership is available to anyone within its designated geographic service area.

Credit unions are member-owned, not-for-profit financial cooperatives that operate democratically. At WeStreet, members elect the board of directors through a membership vote, and the board makes decisions about policies, priorities, and the credit union's future direction. Each member has equal voting rights regardless of account balance.

As a federally insured credit union, all deposit accounts are protected by NCUA insurance up to $250,000 per individual depositor, providing the same level of federal protection as FDIC insurance at banks. The cooperative structure means that profits are returned to members through competitive rates, lower fees, and enhanced services rather than distributed to external shareholders.

WeStreet Credit Union

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About WeStreet Credit Union in the United States