Question 1

What is Bank of Travelers Rest?

Accepted Answer

Bank of Travelers Rest is the oldest bank chartered and continually headquartered in Greenville County, South Carolina. With approximately $1.55 billion in total assets and 10 full-service branches, the bank provides comprehensive personal and business banking services throughout the Greenville-Anderson metropolitan area. The institution maintains its founders' vision of delivering quality customer care and personalized community banking while offering the conveniences of modern financial services.

Question 2

When was Bank of Travelers Rest founded?

Accepted Answer

Bank of Travelers Rest was founded in 1945 when nine visionary business leaders recognized the need to bring financial services to people living and working in northern Greenville County, South Carolina. The bank received its state charter in 1945 and officially opened for business on March 18, 1946 with just over $36,000 in assets.

The bank opened in a small building on the corner of McElhaney Road and Highway 276 in Travelers Rest. The founders—including John White, who would later serve as bank president—envisioned an institution that would enable residents to live, work, save, and invest in the place they call home. Innovative for its time, the bank was open six days a week from the start, a tradition that continues today.

Question 3

Where is Bank of Travelers Rest headquartered?

Accepted Answer

Bank of Travelers Rest is headquartered in Travelers Rest, South Carolina, in Greenville County. The bank's main administrative offices are located in the Greenville-Anderson metropolitan statistical area. This location in northern Greenville County reflects the bank's original mission to serve this specific geographic community.

Question 4

Where does Bank of Travelers Rest operate?

Accepted Answer

Bank of Travelers Rest operates throughout Greenville County, South Carolina with 10 branch locations strategically positioned to serve the county. Branch locations include:
• Travelers Rest (original headquarters area)
• Marietta (opened July 1962)
• Taylors (Wade Hampton Boulevard location opened December 2007)
• Berea
• Downtown Greenville (East Washington Street—opened December 2007 as a unique full-service branch without traditional teller lines)
• Old Buncombe Road, Greenville (opened April 1978, the bank's first Greenville city location)
• White Horse Road (opened March 1990)
• Plaza Drive location

All branches maintain the tradition of Saturday banking hours, reflecting the bank's commitment to customer convenience.

Question 5

What services does Bank of Travelers Rest offer?

Accepted Answer

Bank of Travelers Rest offers comprehensive banking services for personal and business customers:

Personal Banking:
• Checking and savings accounts
• Certificates of deposit (CDs) and individual retirement accounts (IRAs)
• Money market accounts
• Consumer loans and personal credit
• Residential mortgage loans (mortgage department established March 1992, offering 30-year financing)
• Home equity lines of credit
• Vehicle loans

Business Banking:
• Commercial checking and business accounts
• Commercial loans and lines of credit
• Commercial real estate financing
• Commercial equipment loans
• Construction loans
• Cash management services
• Merchant services

Credit Cards:
• Visa Platinum Rewards Cards
• Visa Business Rewards Cards
• Credit card servicing handled in-house from Travelers Rest headquarters since June 1986

Digital Services:
• Online banking platform
• Mobile banking applications
• Online bill pay
• Online account opening for personal checking and savings
• Online loan and credit card applications
• ATM network (first ATM introduced March 1985)

Additional Services:
• Wealth management through Gateway Wealth Strategies
• IDProtect® identity theft protection solution

Question 6

What makes Bank of Travelers Rest unique?

Accepted Answer

Historical significance: As the oldest continuously operating bank chartered and headquartered in Greenville County since 1946, Bank of Travelers Rest has nearly 80 years of uninterrupted community service—a testament to its stability and local commitment.

Family leadership continuity: Bruce White, who joined the bank full-time in January 1972, succeeded his father John White (one of the original founders) as President in January 1977. This multi-generational family leadership has maintained consistency in values and community focus for nearly five decades.

In-house credit card servicing: Unlike most community banks, Bank of Travelers Rest brought its credit card portfolio servicing in-house in June 1986. This strategic decision allows the bank to service customers directly from headquarters, providing local support and maintaining direct customer relationships.

Innovative branch design: The downtown Greenville branch, opened in December 2007, features a unique full-service model without traditional teller lines. Instead, customer service staff work from individual offices, providing more personalized service for everything from deposits to account opening.

Six-day banking tradition: From its 1946 opening to the present day, the bank has maintained Saturday banking hours—a commitment to convenience that was innovative in the 1940s and remains valuable today.

Question 7

What type of financial institution is Bank of Travelers Rest?

Accepted Answer

Bank of Travelers Rest is a State-Chartered Commercial Bank operating under South Carolina banking law. As a community bank, it combines local ownership and decision-making authority with comprehensive commercial and retail banking capabilities.

The bank is FDIC-insured and maintains a strong capital position with assets exceeding $1.5 billion. It holds an A+ BBB rating and has been BBB Accredited since November 30, 2000, reflecting its commitment to ethical business practices and customer satisfaction.

Bank of Travelers Rest

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About Bank of Travelers Rest in the United States