Question 1

What is Cooperativa San Lázaro (COOPEMISAL)?

Accepted Answer

Cooperativa San Lázaro, operating under the brand name COOPEMISAL, is a multiactive production, mining, savings and credit cooperative (Cooperativa Multiactiva de Producción Minera, Ahorro, Crédito, Consumo y Servicios) in Paraguay. This institution combines financial services with production and mining activities, reflecting the diverse nature of Paraguay's cooperative sector. It operates under the supervision of the Instituto Nacional de Cooperativismo (INCOOP), which regulates over 800 cooperatives serving approximately 1.8 million members across the country.

Question 2

When was Cooperativa San Lázaro (COOPEMISAL) founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa San Lázaro (COOPEMISAL) headquartered?

Accepted Answer

The cooperative is headquartered in Paraguay. Specific location details within the country are not publicly available.

Question 4

Where does Cooperativa San Lázaro (COOPEMISAL) operate?

Accepted Answer

Cooperativa San Lázaro (COOPEMISAL) operates within Paraguay, serving members in its designated area of influence. The cooperative focuses on communities involved in mining and related productive activities, providing financial and operational support to its member base.

Question 5

What services does Cooperativa San Lázaro (COOPEMISAL) offer?

Accepted Answer

As a multiactive production cooperative with mining focus (C.M.P.Min.A.C.Con.S.), COOPEMISAL offers an integrated range of services:

Financial Services: Savings accounts, credit facilities for production and consumption, and financial intermediation services available to cooperative members in Paraguayan Guaraníes.

Production and Mining Services: Support for mining and related productive activities, including technical assistance, equipment access, and commercial facilitation for members' production outputs.

Consumption Services: Access to goods and services needed by cooperative members.

Social Services: Educational programs, solidarity benefits, and community development initiatives consistent with cooperative principles.

The cooperative operates under INCOOP's regulatory framework, which requires maintaining adequate capital ratios, liquidity standards, and transparent governance structures.

Question 6

What makes Cooperativa San Lázaro (COOPEMISAL) unique?

Accepted Answer

COOPEMISAL's distinction lies in its specialized focus on combining mining and production activities with financial services. This multiactive approach allows the cooperative to provide comprehensive support to members working in extractive industries and related sectors, offering both the capital needed for operations and the infrastructure for production support.

Operating within Paraguay's strong cooperative tradition, COOPEMISAL adheres to universal cooperative principles of voluntary membership, democratic control, economic participation, autonomy, education, cooperation among cooperatives, and concern for community. This member-centric model ensures that benefits flow back to members rather than external investors.

Question 7

What type of financial institution is Cooperativa San Lázaro (COOPEMISAL)?

Accepted Answer

Cooperativa San Lázaro (COOPEMISAL) is classified as a Cooperativa Multiactiva de Producción (Multiactive Production Cooperative) with savings and credit functions under Paraguayan law. This classification distinguishes it from pure savings and credit cooperatives by emphasizing its production and mining activities alongside financial intermediation.

In Paraguay's regulatory system, production cooperatives are supervised by INCOOP and categorized by asset size into Types A, B, and C. These institutions operate on democratic governance principles where each member has equal voting rights regardless of capital contribution. Unlike banks supervised by the Central Bank of Paraguay, cooperatives focus on member welfare and community development rather than profit maximization for external shareholders.

Cooperativa San Lázaro (COOPEMISAL)

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About Cooperativa San Lázaro (COOPEMISAL) in Paraguay

Cooperativa San Lázaro (COOPE­MISAL)