Question 1

What is Sparkasse Herzogenburg-Neulengbach?

Accepted Answer

Sparkasse Herzogenburg-Neulengbach is a regional savings bank operating in Lower Austria. It is part of the Sparkassengruppe Österreich (Austrian Savings Bank Group), Austria's largest network of regional savings banks.

The bank serves the communities of Herzogenburg and Neulengbach and surrounding areas, providing comprehensive retail and commercial banking services to individuals, businesses, and local organizations. As a member of the Austrian Sparkassen cooperation and liability association, the bank benefits from the stability and resources of the broader Sparkassen network while maintaining its regional focus and community commitment.

Question 2

When was Sparkasse Herzogenburg-Neulengbach founded?

Accepted Answer

The Herzogenburg savings bank was founded in 1870. Interest in establishing a savings bank in the district began as early as 1859 due to strong credit demand, with the intention of replacing the existing orphan fund.

After an initial application failed, a second request was submitted in 1869 to establish a savings bank, found a savings bank association, and endow a guarantee fund. The municipality of Herzogenburg assumed liability in late September 1869, and the government approval came in mid-April 1870. The first general meeting took place at the town hall in Herzogenburg in late May 1870, with 40 citizens forming the association.

On July 1, 1870, the Sparkasse in Herzogenburg officially opened its doors at Kirchengasse 6. In 1980, the Sparkasse Herzogenburg merged with the Sparkasse in Neulengbach, forming the combined institution. On June 28, 2014, the banking operations were spun off into the newly established Sparkasse Herzogenburg-Neulengbach Bank Aktiengesellschaft, with share capital held by the newly created Sparkasse Herzogenburg-Neulengbach Privatstiftung.

Question 3

Where is Sparkasse Herzogenburg-Neulengbach headquartered?

Accepted Answer

The bank is headquartered in Herzogenburg, a town in Lower Austria. The main office is located at Rathausplatz 8, 3130 Herzogenburg.

The bank relocated to this location in 1956 after moving from its original premises at Kirchengasse 6. The building was expanded and redesigned in 1979, restructured into private and commercial centers in 1993, and underwent major renovations in 2010 with the addition of an event hall.

Question 4

Where does Sparkasse Herzogenburg-Neulengbach operate?

Accepted Answer

Sparkasse Herzogenburg-Neulengbach operates primarily in the Herzogenburg and Neulengbach regions of Lower Austria. The bank maintains multiple branches and ATMs throughout these areas to serve local communities.

The bank's operational footprint is concentrated in the administrative districts where Herzogenburg and Neulengbach are located, providing banking services to residents, businesses, schools, emergency services, and civic organizations in these regions.

Question 5

What services does Sparkasse Herzogenburg-Neulengbach offer?

Accepted Answer

Sparkasse Herzogenburg-Neulengbach offers a comprehensive range of retail and commercial banking services, including:

Deposit Accounts: Savings accounts, checking accounts (Girokonten), and fixed-term deposits with competitive interest rates.

Lending Services: Personal loans, mortgages, business loans, and commercial financing for local enterprises.

Payment Services: Domestic and international transfers, debit cards (BankCard), credit cards, and contactless payment solutions.

Investment Products: Securities trading, investment accounts, and wealth management services for individual and institutional clients.

Digital Banking: The bank provides access to the George digital banking platform, Austria's most modern online and mobile banking solution. Customers can use the George app for iOS and Android devices to manage accounts, make transfers, block cards, and communicate with advisors. The bank also offers the BankCard Mobil-App for contactless payments using NFC-enabled Android smartphones.

Insurance and Advisory Services: Investment advisory, insurance products through Sparkassen partners, and comprehensive financial planning.

Question 6

What makes Sparkasse Herzogenburg-Neulengbach unique?

Accepted Answer

Deep Community Roots: With over 150 years of history in Herzogenburg, the bank has maintained an exceptional commitment to local community support. The bank regularly contributes to schools, volunteer fire departments, rescue services, cultural associations, and sports organizations in the Herzogenburg and Neulengbach regions.

Notable Community Contributions: The bank's philanthropic activities include funding a teaching swimming pool at the main school (1970), church tower lighting and candelabra (1975), a fountain at the main school (2004), heating for the festival hall of the Augustinian Canons' Abbey in Herzogenburg (2004), and ongoing annual support for the restoration of the Dreiföhrenkapelle in Neulengbach.

Regional Banking Philosophy: As part of the Austrian Sparkassen network, the bank combines local decision-making and personalized service with the resources and technology of one of Austria's largest banking groups. This structure allows the bank to maintain close relationships with customers while offering sophisticated digital banking solutions like George.

Institutional Protection Scheme: The bank is a member of the Austrian Sparkassen cooperation and liability association (Haftungsverbund), designated as an institutional protection scheme under EU law, which provides additional security beyond standard deposit insurance.

Question 7

What type of financial institution is Sparkasse Herzogenburg-Neulengbach?

Accepted Answer

Sparkasse Herzogenburg-Neulengbach is a credit institution (Kreditinstitut) operating as a joint-stock company (Aktiengesellschaft) under Austrian law. In the Austrian banking system, it is classified as a Sparkasse (savings bank).

Savings banks in Austria are regional financial institutions with a focus on retail banking, small business lending, and community development. Unlike purely commercial banks, Sparkassen traditionally emphasize social responsibility and support for local economies. The bank operates under the supervision of the European Central Bank (ECB) as the competent authority, reflecting its status as a significant credit institution within the European Banking Union.

The bank participates in Austria's deposit guarantee scheme (AT_SH), which protects customer deposits up to €100,000 per person per institution.

Sparkasse Herzogenburg-Neulengbach

in Austria 🇦🇹

Crypto-Friendliness

All done!

About Sparkasse Herzogenburg-Neulengbach in Austria

Sparkasse Herzog­enburg­-Neule­ngbach