First Coast Community Credit Union (FCCU)

First Coast Community Credit Union (FCCU) is a community-focused state-chartered credit union headquartered in Palatka, Florida. With approximately $150 million in assets and serving nearly 12,000 members, the credit union provides comprehensive financial services to residents across North Central Florida. Originally founded to serve employees of a local paper mill, FCCU has evolved into a full-service financial cooperative serving Putnam, Flagler, and St. Johns Counties.

In December 2025, First Coast Community Credit Union officially merged with Radiant Credit Union, creating a stronger combined institution while maintaining the personalized service and community commitment that defines both organizations.