Question 1

What is D.L. Evans Bank?

Accepted Answer

D.L. Evans Bank is a family-owned community bank headquartered in Burley, Idaho, with approximately $3.5 billion in assets and 41 offices across Idaho and northern Utah. Founded in 1904, the bank serves farmers, ranchers, small businesses, and families throughout southern Idaho, the Treasure Valley, eastern Idaho, the Wood River Valley, and northern Utah communities.

As an FDIC-insured institution and member of the Independent Community Bankers of America, D.L. Evans Bank specializes in relationship-driven banking with a strong emphasis on agricultural lending, SBA financing, and community development.

Question 2

When was D.L. Evans Bank founded?

Accepted Answer

D.L. Evans Bank was founded on September 15, 1904, in Albion, Idaho, by David Lloyd (D.L.) Evans and a group of southern Idaho businessmen. The bank was established to meet the financial needs of farmers and miners who needed a safe place to deposit their funds in Cassia County, Idaho's first bank.

Originally capitalized with just $25,000, the bank was formed through a partnership between D.L. Evans, his brother L.L. Evans, and local business leaders including Judge Drew W. Standrod and members of the Jenkins family. The Evans family had moved to Malad Valley, Idaho, in 1871 when D.L. Evans' mother homesteaded 160 acres of land.

The bank began operations in a modest one-story frame building in Albion. In 1910, it moved to a two-story stone building where it remained for 60 years, surviving the Great Depression when most Idaho banks failed.

Question 3

Where is D.L. Evans Bank headquartered?

Accepted Answer

D.L. Evans Bank is headquartered in Burley, Idaho. While the bank was originally founded in Albion, Idaho, and operated there from 1904 to 1979, the headquarters relocated to Burley when the bank opened its Burley branch in 1979.

Burley is located in Cassia County in south-central Idaho, part of the Burley Micropolitan Statistical Area.

Question 4

Where does D.L. Evans Bank operate?

Accepted Answer

D.L. Evans Bank operates 41 offices across Idaho and northern Utah. In Idaho, the bank has branches in Albion, Ammon, Bellevue, Blackfoot, Boise, Burley, Caldwell, Eagle, Fruitland, Hailey, Idaho Falls, Jerome, Ketchum, Kimberly, Meridian, Nampa, Paul, Pocatello, Rexburg, Rigby, Rupert, and Twin Falls.

The bank's Idaho presence spans multiple regions including southern Idaho, the Treasure Valley (Boise metropolitan area), eastern Idaho, and the Wood River Valley resort communities. In 2014, D.L. Evans Bank expanded significantly in the Boise area by acquiring Idaho Banking Co., making it the seventh-largest bank in the Treasure Valley market.

In Utah, D.L. Evans Bank opened its first branch in Tremonton in 2018 and has since expanded to Brigham City, Layton, Logan, Murray, South Ogden, and Orem. The bank's Utah operations focus primarily on northern Utah communities.

Question 5

What services does D.L. Evans Bank offer?

Accepted Answer

D.L. Evans Bank offers a comprehensive suite of personal and business banking services. Personal banking services include checking and savings accounts, personal loans, mortgage loans, home equity lines of credit, and a Premier Club program for enhanced banking benefits. Business services include business checking and savings accounts, merchant services, commercial loans, SBA loans, agricultural loans, and workplace benefits programs.

The bank is an SBA Preferred Lender, which means it has authority to process and approve SBA loans directly on behalf of the U.S. Small Business Administration, offering streamlined processing from application to closing. D.L. Evans Bank has been recognized as an award-winning SBA Rural Lender and offers both SBA 7(a) loans up to $5 million and SBA 504 loans up to $5.5 million.

Digital banking services are extensive, with online banking, mobile banking apps for iOS and Android devices, mobile check deposit, bill pay, account-to-account transfers, and real-time SecureAlerts. The mobile banking app includes advanced features such as My Cards for debit card management, allowing customers to lock/unlock cards, set spending limits by location or merchant type, track recurring payments, and add cards to Apple Pay or Google Pay.

The bank has also implemented sophisticated technology platforms including MeridianLink Consumer for digital loan origination and Laserfiche for document management and automation. According to the bank's data, online loan applications through their Digital Lending Center receive responses 33% faster than in-branch applications, with average funding times of just 6 days compared to 15 days for traditional processing.

Question 6

What makes D.L. Evans Bank unique?

Accepted Answer

D.L. Evans Bank stands out as one of the longest-operating family-owned banks in the western United States, with four generations of the Evans family actively participating in ownership and management since 1904. The current leadership includes John V. Evans, Jr. as President and his son John V. (J.V.) Evans, III as CEO, appointed in 2023.

The bank has deep political and community roots—former Idaho Governor John V. Evans, Sr. served as bank president from 1987 until his death in 2014, bringing 35 years of public service experience including 10 years as governor.

D.L. Evans Bank's commitment to community is not merely a marketing slogan but a core operational value. In 2024, the bank donated and sponsored over $694,567 to more than 785 organizations across Idaho and Utah. Bank employees volunteered 16,982 hours during the year, and the bank awarded $32,000 in scholarships to local high school students. The bank also participates in the Federal Home Loan Bank of Des Moines donation matching program, leveraging partnerships to maximize community impact.

The bank's resilience is legendary—it survived the Great Depression of the 1930s when most Idaho banks failed, continuing to provide essential financial services to its agricultural and mining communities. The bank's founding principles of integrity, charity, friendliness, compassion, and hard work, established by founder David Lloyd Evans, remain central to its operations 120 years later.

With specialized expertise in agricultural lending serving Idaho's farming and ranching communities, D.L. Evans Bank has positioned itself as a financial partner that understands the unique seasonal cash flow needs and challenges of agricultural operations.

Question 7

What type of financial institution is D.L. Evans Bank?

Accepted Answer

D.L. Evans Bank is a State-Chartered Community Bank that is FDIC-insured and operates as an independent, family-owned financial institution. It is a member of the Idaho Bankers Association (IBA), Idaho Community Bankers Association (ICBA), Utah Bankers Association (UBA), and the Independent Community Bankers of America.

As a community bank, D.L. Evans Bank exemplifies the relationship banking model, emphasizing local decision-making, personalized service, and long-term customer relationships over transactional banking. Unlike regional or national banks, community banks like D.L. Evans Bank maintain strong ties to the specific geographic areas they serve, with lending decisions made locally by bankers who understand the regional economy, seasonal business patterns, and individual customer circumstances.

The bank's community bank designation means it focuses on serving the credit needs of local households, small businesses, and farms within its market area, rather than pursuing large corporate lending or investment banking activities. This structure allows D.L. Evans Bank to maintain its hometown community bank spirit even as it has grown to over $3.5 billion in assets and 41 branches.

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