Question 1

What is Mojave Plant Employees Credit Union (MPCU)?

Accepted Answer

Mojave Plant Employees Credit Union (MPCU) is a small, occupational federal credit union serving employees of the CalPortland Cement Plant in Mojave, California. With approximately 199 members and $1.04 million in total assets as of Q3 2025, MPCU operates as a member-focused financial cooperative dedicated to serving the workforce of one of California's major cement manufacturing facilities. The credit union specializes in providing basic financial services to plant employees and their families.

Question 2

When was Mojave Plant Employees Credit Union (MPCU) founded?

Accepted Answer

[Information not publicly available]. As a federal credit union with charter number 11900, MPCU was established to serve employees of the CalPortland cement plant in Mojave. The credit union has maintained its occupational membership focus, serving workers at the plant facility located at 9350 Oak Creek Road in Mojave, California.

Question 3

Where is Mojave Plant Employees Credit Union (MPCU) headquartered?

Accepted Answer

Mojave Plant Employees Credit Union is headquartered at 9350 Oak Creek Road in Mojave, California. This location corresponds with the CalPortland Cement Plant facility, where the credit union serves its member base. Mojave is located in Kern County in the high desert region of southern California.

Question 4

Where does Mojave Plant Employees Credit Union (MPCU) operate?

Accepted Answer

MPCU operates exclusively in Mojave, California, serving the employees of the CalPortland Cement Plant and their families. The credit union's field of membership is restricted to plant employees, reflecting its occupational charter. The CalPortland Mojave facility is a major cement manufacturing plant that has been recognized with safety awards, including the American Cement Association's Chairman's Safety Performance Award in 2025.

Question 5

What services does Mojave Plant Employees Credit Union (MPCU) offer?

Accepted Answer

As a small occupational credit union, MPCU provides fundamental financial services to its members. These typically include share accounts (savings), checking accounts, and various consumer loan products designed to meet the everyday financial needs of plant employees. With a loan-to-share ratio of 76.38% and total loans of approximately $651,000, the credit union maintains an active lending program for its membership.

MPCU does not maintain a public website, reflecting its focused approach to serving a defined occupational membership.

Question 6

What makes Mojave Plant Employees Credit Union (MPCU) unique?

Accepted Answer

MPCU's uniqueness lies in its dedicated service to employees of a single industrial facility—the CalPortland Cement Plant. This focused membership allows the credit union to understand the specific financial needs and employment patterns of cement plant workers. The credit union maintains a strong net worth ratio of 18.15%, demonstrating financial stability despite its small size.

The occupational nature of the credit union creates a close-knit community where members share common employment experiences at one of California's major cement manufacturing operations.

Question 7

What type of financial institution is Mojave Plant Employees Credit Union (MPCU)?

Accepted Answer

Mojave Plant Employees Credit Union is a federal credit union chartered and regulated by the National Credit Union Administration (NCUA). As a federal credit union, MPCU operates under federal regulations and benefits from federal deposit insurance through the National Credit Union Share Insurance Fund (NCUSIF).

The credit union follows an occupational membership model, restricting membership to employees of the CalPortland Cement Plant and their immediate family members. This membership structure reflects the cooperative principle where employees pool their resources to provide financial services to fellow workers. Members have equal voting rights and democratically elect the board of directors from among the membership.

Mojave Plant Employees Credit Union (MPCU)

in the United States 🇺🇸

Crypto-Friendliness

All done!

About Mojave Plant Employees Credit Union (MPCU) in the United States