Sicoob Valcredi Sul

Sicoob Valcredi Sul is a credit cooperative (cooperativa de crédito) operating in southern Brazil as part of the Sicoob System, the largest cooperative banking network in the country. The institution serves over 47,000 members across three southern states: Santa Catarina, Rio Grande do Sul, and Paraná. As a cooperative financial institution, Sicoob Valcredi Sul operates on a member-ownership model where associates are both owners and users of the cooperative's services.

The cooperative offers comprehensive financial solutions including personal and business accounts, credit services, investment products, insurance, payment solutions, and agricultural financing. Sicoob Valcredi Sul differentiates itself from traditional banks by distributing profits back to members and enabling member participation in institutional decisions.