Question 1

What is First Texoma National Bank?

Accepted Answer

First Texoma National Bank is a community-focused national bank serving the Texoma region spanning southern Oklahoma and northern Texas. With approximately $222 million in assets and 5 branches, the bank provides comprehensive banking services to individuals, businesses, and agricultural customers in the Durant area and surrounding communities.

As a federally chartered national bank with commercial lending specialization, First Texoma National Bank is regulated by the Office of the Comptroller of the Currency (OCC) and is a member of the Federal Reserve System. The bank is held by FNB Financial Services Inc.

Question 2

When was First Texoma National Bank founded?

Accepted Answer

First Texoma National Bank was established on July 8, 1898, making it one of the longest continuously operating businesses in Durant and the surrounding region. The bank has been serving generations of customers on both sides of the Red River for over 125 years.

This deep history reflects the bank's stability and commitment to the communities it serves, having weathered numerous economic cycles while maintaining its focus on local banking needs.

Question 3

Where is First Texoma National Bank headquartered?

Accepted Answer

First Texoma National Bank is headquartered in Durant, Oklahoma. The main office is located at 220 West Main Street in downtown Durant.

Question 4

Where does First Texoma National Bank operate?

Accepted Answer

First Texoma National Bank operates 5 branch locations serving the Durant metropolitan area and Bryan County in southern Oklahoma. Branch locations include the downtown headquarters, the Northwest Heights branch on University Boulevard, and other strategically located offices throughout the region.

The bank's service area spans the Texoma region, which encompasses communities on both sides of the Red River in southern Oklahoma and northern Texas.

Question 5

What services does First Texoma National Bank offer?

Accepted Answer

First Texoma National Bank provides a full range of banking services including personal and business checking accounts, savings accounts, certificates of deposit, and money market accounts. The bank offers comprehensive lending services including commercial loans, commercial real estate financing, residential mortgages, agricultural loans, and consumer lending.

Digital banking services include online banking and mobile banking platforms that provide customers with convenient 24/7 access to their accounts. The bank also provides traditional services such as safe deposit boxes and personalized banking consultations.

With commercial lending specialization, the bank is particularly well-equipped to serve business customers with customized financing solutions.

Question 6

What makes First Texoma National Bank unique?

Accepted Answer

First Texoma National Bank distinguishes itself through its remarkable longevity, having served the community continuously since 1898—a period spanning more than a century. This deep history has allowed the bank to build multi-generational relationships with families and businesses throughout the Texoma region.

The bank positions itself as "the friendly neighborhood bank that everybody can count on," emphasizing personal service and local decision-making. Despite the trend toward reduced physical branching in modern banking, First Texoma has maintained and renovated its branch network, recognizing the continued importance of face-to-face banking relationships in its communities.

The Northwest Heights branch represents the bank's commitment to maintaining cornerstone facilities with modern amenities while preserving its community banking values.

Question 7

What type of financial institution is First Texoma National Bank?

Accepted Answer

First Texoma National Bank is a National Bank with a federal charter, regulated by the Office of the Comptroller of the Currency (OCC). The bank is a member of the Federal Reserve System and operates with commercial lending specialization.

As a national bank, First Texoma operates under federal banking regulations and benefits from the broader regulatory framework while maintaining its focus on serving local community needs in the Texoma region.

First Texoma National Bank

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About First Texoma National Bank in the United States