Crédit Mutuel du Sénégal
in Senegal 🇸🇳
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About Crédit Mutuel du Sénégal in Senegal
Crédit Mutuel du Sénégal (CMS) is the leading microfinance institution in Senegal and the broader UEMOA (West African Economic and Monetary Union) zone. It operates as a decentralized financial system serving all socio-professional categories across Senegal. With over 218 branches covering 44 out of 46 departments nationwide, CMS holds approximately 51% of deposit portfolios and 31% of credit portfolios in Senegal's microfinance sector, serving more than 37% of clients and members.
The institution is structured as a cooperative financial network regulated under the West African PARMEC law, which governs mutual savings and credit institutions in the region.