Sicoob São Miguel

Sicoob São Miguel is a credit cooperative (cooperativa de crédito) operating in southern Brazil. It is one of the largest cooperatives within the Sicoob system in the South region, ranking second among cooperatives in the area. With over R$ 7.4 billion in assets under management and more than 160,000 members, it provides a comprehensive range of financial services across Santa Catarina, Paraná, and Rio Grande do Sul.

The cooperative operates under the cooperative banking model, where members are not simply customers but owners (cooperados) of the institution. This structure allows members to participate in decision-making processes and share in the annual distribution of results.