Royal Bank of Scotland

Royal Bank of Scotland is a major retail and commercial bank in Scotland and one of the retail banking subsidiaries of NatWest Group. Established in 1727, it is Scotland's second-oldest bank and one of the largest banking institutions in the United Kingdom. The bank operates around 700 branches, primarily in Scotland, with additional branches in larger towns and cities throughout England and Wales.

As a universal bank, Royal Bank of Scotland serves personal, business, and commercial customers with a comprehensive range of financial services. The bank is known for pioneering the world's first overdraft in 1728 and Britain's first fully functional online banking service in 1997.