Question 1

What is Curis Financial Credit Union?

Accepted Answer

Curis Financial Credit Union is a state-chartered credit union headquartered in Columbia, South Carolina, serving approximately 9,510 members with over $87 million in assets. The credit union specializes in serving healthcare employees, particularly those affiliated with Prisma Health (South Carolina's largest healthcare organization), as well as employees of the South Carolina Baptist Convention and their family members. With a strong net worth ratio of 22.29% and a focus on personalized financial services, Curis Financial maintains its commitment to the healthcare community while offering comprehensive banking solutions.

Question 2

When was Curis Financial Credit Union founded?

Accepted Answer

Curis Financial Credit Union traces its origins to 1964 with the formation of SC Baptist Hospital Employees' Credit Union. A parallel institution, Richland Memorial Employees' Federal Credit Union, was established in 1972 to serve employees of Columbia Hospital (which opened in 1967).

In the late 1990s, SC Baptist Hospital merged with Richland Memorial Hospital to form Palmetto Health. Following this hospital merger, the two supporting credit unions merged in 1999 to become Palmetto Health Credit Union (PHCU), beginning operations with 6,493 members and under $20 million in assets.

When Palmetto Health merged with Greenville Hospital System in 2017 to create Prisma Health, the credit union rebranded to differentiate itself from hospital names while maintaining its healthcare community focus. After careful consideration, the institution adopted the name Curis Financial Credit Union, reflecting a modern identity that honors its heritage of serving healthcare workers.

Question 3

Where is Curis Financial Credit Union headquartered?

Accepted Answer

Curis Financial Credit Union is headquartered in Columbia, South Carolina. The administrative mailing address is PO Box 100167, Columbia, SC 29202.

Question 4

Where does Curis Financial Credit Union operate?

Accepted Answer

Curis Financial Credit Union operates primarily in South Carolina, with locations historically maintained in Columbia and Easley. The credit union serves employees of Prisma Health (the largest healthcare organization in South Carolina), employees of the South Carolina Baptist Convention, and their family members.

As a state-chartered credit union with selective membership eligibility, its primary service areas align with Prisma Health's operational footprint across South Carolina. The credit union has a potential membership base of approximately 400,000 individuals.

Question 5

What services does Curis Financial Credit Union offer?

Accepted Answer

Curis Financial Credit Union provides a comprehensive range of financial products and services including:

Deposit Accounts: Share savings accounts, checking accounts, and specialized savings products.

Lending Services: Auto loans with competitive rates and dealership payment facilitation, auto equity loans for cash access, home equity loans, mortgage products (including conventional loans, FHA, USDA, VA loans, jumbo loans, and adjustable-rate mortgages), and personal loans for debt consolidation and other purposes.

Digital Banking: Online banking platform with 24/7 account access, mobile banking app for account management on the go, mobile deposit functionality for convenient check deposits, and digital wallet compatibility for contactless payments.

Convenience Services: 24/7 automated teller phone service, payroll deduction options, bill pay services, account alerts, and e-statements with secure access.

Member Support: Financial education workshops and webinars, budgeting tools and loan calculators, the Curis Financial Newsletter (Vital Signs), and personalized financial guidance.

Question 6

What makes Curis Financial Credit Union unique?

Accepted Answer

Curis Financial Credit Union stands out for its deep-rooted commitment to the healthcare community, with over 60 years of heritage serving healthcare employees and their families. The credit union's unique positioning as the financial partner for Prisma Health employees creates specialized understanding of healthcare workers' financial needs.

Members consistently praise the credit union's personalized service approach, with relationship-building at the core of operations. The institution offers convenient features like payroll deduction specifically designed for hospital employees working varied shifts.

Despite its modest size of approximately 9,510 members, Curis Financial maintains exceptional financial strength with a 22.29% net worth ratio, well above regulatory requirements for "well capitalized" status. The credit union's evolution through multiple healthcare system mergers demonstrates its adaptability while maintaining unwavering focus on member service.

The institution's modern rebranding to Curis Financial reflects its forward-thinking approach while honoring its founding mission to serve the healthcare community with integrity and personalized attention.

Question 7

What type of financial institution is Curis Financial Credit Union?

Accepted Answer

Curis Financial Credit Union is a state-chartered credit union regulated by the South Carolina Office of the Commissioner of Banking and insured by the National Credit Union Administration (NCUA). As a state chartered natural person credit union, it operates under South Carolina state law while maintaining federal deposit insurance.

As a member-owned cooperative financial institution, Curis Financial operates on a not-for-profit basis, with earnings returned to members through competitive rates, lower fees, and enhanced services. Membership eligibility is selective, primarily serving employees of Prisma Health, the South Carolina Baptist Convention, and their immediate and extended family members.

The credit union's cooperative structure means members are also part-owners, with voting rights in credit union governance. This member-centric model prioritizes serving members' financial needs over maximizing profits, enabling the institution to maintain its focus on the healthcare community it has served for over six decades.

Curis Financial Credit Union

in the United States 🇺🇸

Crypto-Friendliness

All done!

About Curis Financial Credit Union in the United States