Question 1

What is Coopermu Ltda.?

Accepted Answer

Coopermu Ltda. (full legal name: COOPERMU Lida. C.M.A.C.Con.P.Com.S.) is a multiactive cooperative in Paraguay. The abbreviated name stands for Cooperativa Multiactiva de Ahorro, Crédito, Consumo, Producción, Comercialización y Servicios Limitada (Multiactive Cooperative of Savings, Credit, Consumption, Production, Commercialization and Services Limited). As a multiactive cooperative, it operates under the regulatory framework of Paraguay's Instituto Nacional de Cooperativismo (INCOOP) and serves members across multiple economic sectors.

The cooperative belongs to Paraguay's extensive cooperative system, which includes over 1,000 registered cooperatives serving various communities throughout the country.

Question 2

When was Coopermu Ltda. founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Coopermu Ltda. headquartered?

Accepted Answer

[Information not publicly available]

The cooperative operates within Paraguay and is registered with INCOOP, the national cooperative regulatory body.

Question 4

Where does Coopermu Ltda. operate?

Accepted Answer

Coopermu Ltda. operates within Paraguay. Specific operational territories or branch locations within the country are not publicly documented.

As a Paraguayan cooperative, it serves members within the national territory under INCOOP's supervision and regulatory framework.

Question 5

What services does Coopermu Ltda. offer?

Accepted Answer

As a multiactive cooperative (C.M.A.C.Con.P.Com.S.), Coopermu Ltda. is structured to provide a comprehensive range of services to its members:

Financial Services: Savings accounts and credit facilities for members, typical of Paraguay's cooperative savings and credit operations.

Production Services: Support for agricultural, industrial, or artisanal production activities, helping members develop their productive capacity.

Consumption Services: Provision of goods and services to members at competitive prices, reducing costs through collective purchasing power.

Commercialization Services: Assistance in marketing and selling members' products, facilitating access to markets and better pricing.

The specific products and services offered may vary based on member needs and cooperative capacity.

Question 6

What makes Coopermu Ltda. unique?

Accepted Answer

Coopermu Ltda.'s multiactive structure allows it to serve members across multiple dimensions of their economic lives, rather than focusing on a single service area. This integrated approach is characteristic of Paraguay's cooperative movement, which emphasizes comprehensive member support.

The cooperative operates under Paraguay's strong cooperative tradition, where cooperatives play a significant role in financial inclusion and economic development, particularly in communities underserved by traditional banking institutions.

As a member-owned institution, Coopermu Ltda. operates on cooperative principles of democratic governance, where each member has one vote regardless of their level of participation, and surplus is distributed based on member usage rather than capital investment.

Question 7

What type of financial institution is Coopermu Ltda.?

Accepted Answer

Coopermu Ltda. is a multiactive cooperative (cooperativa multiactiva) registered under Paraguay's cooperative law (Ley N° 438/1994 de Cooperativas).

In Paraguay's cooperative classification system, multiactive cooperatives provide multiple services including savings and credit, production support, consumption, commercialization, and other services to members. This distinguishes them from specialized cooperatives that focus on a single activity such as savings and credit only, or agricultural production only.

The cooperative is regulated by the Instituto Nacional de Cooperativismo (INCOOP), which supervises Paraguay's cooperative sector. Cooperatives in Paraguay are classified by type (production, savings and credit, consumption, services, or multiactive) and by size category (A, B, or C) based on asset levels and membership numbers.

As a financial cooperative, Coopermu Ltda. operates under cooperative principles rather than as a traditional bank, focusing on member service rather than profit maximization for external shareholders.

Coopermu Ltda.

in Paraguay 🇵🇾

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About Coopermu Ltda. in Paraguay