Stearns Bank
in the United States 🇺🇸
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About Stearns Bank in the United States
Stearns Bank is an independently owned, full-service commercial bank headquartered in Saint Cloud, Minnesota. With approximately $3.3 billion in assets and over 35,000 business customers nationwide, the bank specializes in commercial construction lending, USDA and SBA lending, equipment financing, and affordable housing development.
Stearns Bank operates as a national bank under federal charter, regulated by the Office of the Comptroller of the Currency (OCC). The bank is recognized as one of the nation's highest-performing financial institutions, consistently ranking among the top banks for return on assets and maintaining capital levels approximately twice that of peer institutions.