Question 1

What is Cooperativa de Crédito dos Funcionários da FIEPB?

Accepted Answer

Cooperativa de Crédito dos Funcionários da FIEPB (also known as CREDFISP - Cooperativa de Crédito Mútuo dos Funcionários da Federação das Indústrias do Estado da Paraíba) is a credit cooperative financial institution in Brazil that serves employees of the FIEPB System, which includes FIEPB (Federation of Industries of Paraíba State), SESI (Social Service of Industries), SENAI (National Service of Industrial Learning), IEL (Euvaldo Lodi Institute), and related entities. It is a mutual credit cooperative regulated by the Central Bank of Brazil (Banco Central do Brasil) and administered by employees of the FIEPB System.

Question 2

When was Cooperativa de Crédito dos Funcionários da FIEPB founded?

Accepted Answer

Cooperativa de Crédito dos Funcionários da FIEPB (CREDFISP) was founded on November 30, 2000. The cooperative was established to provide financial services and benefits specifically tailored to employees of the industrial system in Paraíba state. With over 20 years of operation, the cooperative has built a strong track record of generating positive results for its members within the FIEPB System.

Question 3

Where is Cooperativa de Crédito dos Funcionários da FIEPB headquartered?

Accepted Answer

Cooperativa de Crédito dos Funcionários da FIEPB is headquartered in Paraíba state, Brazil, operating within the structure of the FIEPB System. The FIEPB maintains facilities in both João Pessoa and Campina Grande, with its Centro Internacional de Negócios (CIN) located at Rua Rodrigues Chaves, 78, Centro, CEP: 58011-040, in João Pessoa, and another unit at Rua Manoel Gonçalves Guimarães, 195, José Pinheiro, CEP: 58407-363, in Campina Grande.

Question 4

Where does Cooperativa de Crédito dos Funcionários da FIEPB operate?

Accepted Answer

Cooperativa de Crédito dos Funcionários da FIEPB operates throughout Paraíba state, Brazil, serving employees of the FIEPB System in various locations where FIEPB, SESI, SENAI, IEL, and related entities maintain operations. The cooperative has been exploring expansion opportunities, including potential partnerships with similar industrial federations in neighboring states such as Rio Grande do Norte.

Question 5

What services does Cooperativa de Crédito dos Funcionários da FIEPB offer?

Accepted Answer

Cooperativa de Crédito dos Funcionários da FIEPB offers a comprehensive range of financial services designed specifically for employees of the FIEPB System. As a mutual credit cooperative, it provides credit facilities, savings products, and financial assistance to its approximately 610 members.

The cooperative operates under a structured governance model that includes a general assembly of members, a fiscal council, board of directors, auditing, and accounting departments. This organizational structure ensures transparent management and democratic decision-making processes.

Services focus on strengthening the economic well-being of members through competitive financial products tailored to the needs of industrial system employees. The cooperative emphasizes mutual assistance and the financial empowerment of its member base.

Question 6

What makes Cooperativa de Crédito dos Funcionários da FIEPB unique?

Accepted Answer

Cooperativa de Crédito dos Funcionários da FIEPB is uniquely positioned to serve employees of Paraíba's industrial system, including workers from the state's federation of industries and related educational and social service entities. This specialized focus allows the cooperative to understand the specific employment characteristics and financial needs of industrial sector workers.

With over 20 years of successful operation, CREDFISP has demonstrated consistent value to its members, generating positive results and benefits throughout its history. The cooperative's director president, Valter Pereira, has emphasized the institution's success and its potential to expand benefits to other regions.

The cooperative serves as a model for similar initiatives, with other state industrial federations showing interest in replicating its successful approach. Its governance by employees for employees creates a truly democratic financial institution aligned with member interests.

Question 7

What type of financial institution is Cooperativa de Crédito dos Funcionários da FIEPB?

Accepted Answer

Cooperativa de Crédito dos Funcionários da FIEPB is a cooperativa de crédito mútuo (mutual credit cooperative), a type of financial institution recognized in Brazil under the regulation and supervision of the Central Bank of Brazil. As a credit cooperative, it operates exclusively for its members who are employees of the FIEPB System and related industrial sector entities in Paraíba.

The cooperative follows Brazilian cooperative law and operates under democratic governance principles where members participate actively in decision-making through assemblies. The institution functions on a not-for-profit basis, with the primary objective of providing financial services and promoting the economic well-being of its employee-member base.

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Cooperativa de Crédito dos Funcio­nários da FIEPB