Question 1

What is Fukuoka Prefecture Doctor's Credit Union?

Accepted Answer

Fukuoka Prefecture Doctor's Credit Union is a specialized credit cooperative serving medical professionals in Fukuoka Prefecture, Japan. This institution exclusively serves doctors, physicians, and their families who are affiliated with the Fukuoka Medical Association. Operating under the motto "The Doctor's Bank," the credit union provides tailored financial services designed specifically for the medical profession and healthcare professionals throughout Fukuoka Prefecture.

Question 2

When was Fukuoka Prefecture Doctor's Credit Union founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Fukuoka Prefecture Doctor's Credit Union headquartered?

Accepted Answer

Fukuoka Prefecture Doctor's Credit Union is headquartered at 2-9-30 Hakata Ekiminami, Hakata-ku, Fukuoka City, Fukuoka Prefecture. The office is located on the third floor of the Fukuoka Medical Association Building, symbolizing its close relationship with the medical community. The location is approximately 15 minutes walking distance from JR Hakata Station's Chikushi Exit.

Question 4

Where does Fukuoka Prefecture Doctor's Credit Union operate?

Accepted Answer

Fukuoka Prefecture Doctor's Credit Union operates throughout Fukuoka Prefecture, Japan, serving medical professionals who are members of the Fukuoka Medical Association. The institution's services are available to qualified members across the prefecture, with the central office providing comprehensive support from its Hakata location. Underground parking is available at the headquarters building for member convenience.

Question 5

What services does Fukuoka Prefecture Doctor's Credit Union offer?

Accepted Answer

Fukuoka Prefecture Doctor's Credit Union provides specialized financial services for medical professionals across all career stages, from resident physicians (Type C members) to practicing and clinic-owning doctors (Type A and B members). Services include deposit accounts with telephone-based withdrawal options, various lending products tailored to medical careers, and investment services.

Lending services are categorized by member type: Type A members (practicing doctors) can access unsecured loans up to 50 million yen and general loans up to 300 million yen for business and personal purposes. Type B members (employed physicians) receive similar limits for personal use and practice establishment. Type C members (resident physicians) can borrow up to 10 million yen for personal needs.

The credit union offers specialized loan products including practice establishment financing, medical equipment purchases, education loans (including medical school tuition with pre-admission application options), housing loans, and other personal financing needs. Consultation services are available by phone, email, or in-person visits, with staff willing to meet clients at their locations. The institution notably keeps its office open during lunch hours and accepts appointment scheduling for member convenience.

Question 6

What makes Fukuoka Prefecture Doctor's Credit Union unique?

Accepted Answer

Fukuoka Prefecture Doctor's Credit Union stands out for its exclusive focus on serving medical professionals and deep understanding of physicians' unique financial lifecycles. The institution recognizes the extended education period, residency requirements, and eventual practice ownership patterns specific to medical careers.

The credit union offers exceptional convenience features including lunch-hour operations, flexible appointment scheduling with specific staff members, and telephone-based withdrawal services for busy medical professionals. The institution's location within the Medical Association Building reinforces its integration with the medical community. Financial products are specifically designed for different physician career stages, with favorable terms that reflect understanding of medical professionals' earning patterns and professional development needs.

Question 7

What type of financial institution is Fukuoka Prefecture Doctor's Credit Union?

Accepted Answer

Fukuoka Prefecture Doctor's Credit Union is a Shinkumi Bank (信用組合, Shinyo Kumiai), specifically a professional association credit cooperative. In Japan, Shinkumi Banks serve specific occupational or professional groups, in this case medical doctors and physicians.

These institutions are member-owned cooperatives regulated by the Financial Services Agency. Unlike general Shinkin Banks that serve broader regional communities, profession-based Shinkumi Banks have strict membership criteria limited to specific professional groups affiliated with recognized associations. They participate in Japan's payment clearing system through the Shinkumi Federation Bank as an intermediary institution.

Question 8

How does Fukuoka Prefecture Doctor's Credit Union support medical education?

Accepted Answer

The credit union provides comprehensive support for medical education financing, including loans for medical school tuition that can be applied for and processed even before entrance exam results are announced. This forward-looking approach helps families plan for medical education costs during the application period.

The institution offers specialized repayment terms for education loans that accommodate the realities of medical training, including the extended period before physicians begin earning substantial income. The credit union's understanding of medical career progression allows it to structure loan products that align with the financial timeline of medical professionals, from student through residency to practicing physician.

Fukuoka Prefecture Doctor's Credit Union

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About Fukuoka Prefecture Doctor's Credit Union in Japan